SIREN : 913950721
ACD FINANCES is a French company founded 3 years ago, specialized in the sector Activités des sociétés holding. Based in TOURS (37100), this company of category PME shows in 2025 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 1 383 812 € | N/C | N/C | N/C |
| Net income | 2 560 720 € | 6 425 577 € | 3 261 833 € | 4 173 624 € |
| EBITDA | -112 218 € | -21 436 € | -20 306 € | -120 023 € |
| Net margin | 185.0% | N/C | N/C | N/C |
In 2025, ACD FINANCES achieves revenue of 1.4 M€. After deducting consumption (63 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -112 k€, representing -8.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.6 M€, i.e. 185.0% of revenue. This profit can be retained or distributed to shareholders.
1 383 812 €
1 383 749 €
-112 218 €
5 972 €
2 560 720 €
-8.1%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 176.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
38.982%
70.823%
176.507%
2.568
In 2025, the debt ratio of ACD FINANCES (38.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ACD FINANCES (70.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of ACD FINANCES (2.57) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 415.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
415.851
-135.373
In 2025, the liquidity ratio of ACD FINANCES (415.85) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ACD FINANCES (-135.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 61 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Overall, WCR represents 10 days of revenue, i.e. 37 k€ to permanently finance.
37 003 €
44 j
61 j
0 j
10 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 815 076€ to 13 627 447€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ACD FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ACD FINANCES in 2025 is 1.4 M€.
Yes, ACD FINANCES generated a net profit of 2.6 M€ in 2025.
The headquarters of ACD FINANCES is located in TOURS (37100), in the department Indre-et-Loire.
The tax return of ACD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ACD FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.