A.CARTOP : revenue, balance sheet and financial ratios

A.CARTOP is a French company founded 15 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in VIEUX-CONDE (59690), this company of category PME shows in 2018 a revenue of 559 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - A.CARTOP (SIREN 528760564)
Indicator 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C 558 841 € 634 053 € 397 077 €
Net income 0 € 0 € 0 € 10 289 € 15 660 € 10 429 €
EBITDA N/C N/C N/C 9 410 € 17 911 € 13 064 €
Net margin N/C N/C N/C 1.8% 2.5% 2.6%

Revenue and income statement

In 2021, A.CARTOP records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2016-2018: 10 k€ -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 31%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

30.941%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.959%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.4%

Solvency indicators evolution
A.CARTOP

Sector positioning

Debt ratio
30.94 2021
2019
2020
2021
Q1: 7.67
Med: 58.52
Q3: 167.61
Good -6 pts over 3 years

In 2021, the debt ratio of A.CARTOP (30.94) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
19.96% 2021
2019
2020
2021
Q1: 14.59%
Med: 31.04%
Q3: 53.2%
Average -7 pts over 3 years

In 2021, the financial autonomy of A.CARTOP (20.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 265.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

265.089

Liquidity indicators evolution
A.CARTOP

Sector positioning

Liquidity ratio
265.09 2021
2019
2020
2021
Q1: 142.22
Med: 211.9
Q3: 378.24
Good -8 pts over 3 years

In 2021, the liquidity ratio of A.CARTOP (265.09) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 269 days. Excellent situation: suppliers finance 269 days of the operating cycle (retail model).

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

269 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
A.CARTOP

Positioning of A.CARTOP in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare A.CARTOP with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about A.CARTOP

What is the revenue of A.CARTOP ?

The revenue of A.CARTOP in 2018 is 559 k€.

Is A.CARTOP profitable?

Yes, A.CARTOP generated a net profit of 10 k€ in 2018.

Where is the headquarters of A.CARTOP ?

The headquarters of A.CARTOP is located in VIEUX-CONDE (59690), in the department Nord.

Where to find the tax return of A.CARTOP ?

The tax return of A.CARTOP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does A.CARTOP operate?

A.CARTOP operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.