SIREN : 819749938
A&C ASSURANCES IARD is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category PME shows in 2024 a revenue of 78 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 78 101 € | 67 220 € | 52 540 € | 41 488 € | 32 167 € | 21 101 € | 8 980 € |
| Net income | 53 347 € | 46 618 € | 37 143 € | 32 522 € | 24 711 € | 14 897 € | 5 188 € |
| EBITDA | 65 463 € | 56 491 € | 44 572 € | 38 285 € | 29 072 € | 17 531 € | 6 076 € |
| Net margin | 68.3% | 69.4% | 70.7% | 78.4% | 76.8% | 70.6% | 57.8% |
In 2024, A&C ASSURANCES IARD achieves revenue of 78 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +36.2%. Vs 2022, growth of +16% (67 k€ -> 78 k€). After deducting consumption (0 €), gross margin stands at 78 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 65 k€, representing 83.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 68.3% of revenue. This profit can be retained or distributed to shareholders.
78 101 €
78 101 €
65 463 €
65 463 €
53 347 €
83.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 68.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
96.884%
68.305%
0.0
In 2024, the debt ratio of A&C ASSURANCES IARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of A&C ASSURANCES IARD (96.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of A&C ASSURANCES IARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 3145.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3145.723
0.0
In 2024, the liquidity ratio of A&C ASSURANCES IARD (3145.72) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of A&C ASSURANCES IARD (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 23 days of revenue, i.e. 5 k€ to permanently finance. Over 2017-2024, WCR increased by +549%, requiring additional financing.
4 918 €
0 j
0 j
0 j
23 j
Based on 193 transactions of similar company sales (all years), the value of A&C ASSURANCES IARD is estimated at 84 119 € (range 26 811€ - 343 123€). With an EBITDA of 65 463€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A&C ASSURANCES IARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of A&C ASSURANCES IARD in 2024 is 78 k€.
Yes, A&C ASSURANCES IARD generated a net profit of 53 k€ in 2024.
The headquarters of A&C ASSURANCES IARD is located in PARIS (75016), in the department Paris.
The tax return of A&C ASSURANCES IARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A&C ASSURANCES IARD operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.