SIREN : 834727422
ABFINLAUZ is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in LAUZERVILLE (31650), this company of category PME shows in 2020 a revenue of 202 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 201 955 € | 145 484 € |
| Net income | 59 362 € | 25 646 € |
| EBITDA | 113 300 € | 63 417 € |
| Net margin | 29.4% | 17.6% |
In 2020, ABFINLAUZ achieves revenue of 202 k€. Vs 2019, growth of +39% (145 k€ -> 202 k€). After deducting consumption (0 €), gross margin stands at 202 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 113 k€, representing 56.1% of revenue. Positive scissor effect: EBITDA margin improves by +12.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 59 k€, i.e. 29.4% of revenue. This profit can be retained or distributed to shareholders.
201 955 €
201 955 €
113 300 €
83 802 €
59 362 €
56.1%
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 44.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
34.89%
72.911%
44.375%
6.603
92.7%
In 2020, the debt ratio of ABFINLAUZ (34.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of ABFINLAUZ (72.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of ABFINLAUZ (6.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 164.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.1x. Operating income very largely covers interest expenses: high safety margin.
164.316
6.059
In 2020, the liquidity ratio of ABFINLAUZ (164.32) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of ABFINLAUZ (6.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 91 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The gap of 65 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 24 days of revenue, i.e. 13 k€ to permanently finance.
13 283 €
91 j
26 j
0 j
24 j
Based on 54 transactions of similar company sales
in 2020,
the value of ABFINLAUZ is estimated at
366 803 €
(range 190 279€ - 761 198€).
With an EBITDA of 113 300€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ABFINLAUZ with other companies in the same sector:
The revenue of ABFINLAUZ in 2020 is 202 k€.
Yes, ABFINLAUZ generated a net profit of 59 k€ in 2020.
The headquarters of ABFINLAUZ is located in LAUZERVILLE (31650), in the department Haute-Garonne.
The tax return of ABFINLAUZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ABFINLAUZ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.