SIREN : 504676446
ABCM ASSURANCES is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ANNEMASSE (74100), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 249 213 € | 1 124 067 € | 1 048 324 € | 1 024 821 € | 953 296 € | 912 610 € | 941 234 € | N/C | N/C |
| Net income | 114 458 € | 73 604 € | 97 224 € | 84 664 € | 74 742 € | 39 466 € | 98 855 € | 88 183 € | -5 796 € |
| EBITDA | 152 253 € | 99 849 € | 117 667 € | 118 013 € | 105 671 € | 64 782 € | 131 245 € | N/C | -1 044 680 € |
| Net margin | 9.2% | 6.5% | 9.3% | 8.3% | 7.8% | 4.3% | 10.5% | N/C | N/C |
In 2024, ABCM ASSURANCES achieves revenue of 1.2 M€. Revenue is growing positively over 9 years (CAGR: +4.8%). Vs 2023, growth of +11% (1.1 M€ -> 1.2 M€). After deducting consumption (0 €), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 152 k€, representing 12.2% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 114 k€, i.e. 9.2% of revenue. This profit can be retained or distributed to shareholders.
1 249 213 €
1 249 213 €
152 253 €
151 918 €
114 458 €
12.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.199%
89.355%
9.193%
0.016
21.8%
In 2024, the debt ratio of ABCM ASSURANCES (0.20) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of ABCM ASSURANCES (89.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of ABCM ASSURANCES (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 457.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
457.908
0.0
In 2024, the liquidity ratio of ABCM ASSURANCES (457.91) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ABCM ASSURANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Overall, WCR represents 1 days of revenue, i.e. 4 k€ to permanently finance.
4 122 €
0 j
12 j
0 j
1 j
Based on 193 transactions of similar company sales (all years), the value of ABCM ASSURANCES is estimated at 506 414 € (range 148 271€ - 1 365 539€). With an EBITDA of 152 253€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ABCM ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ABCM ASSURANCES in 2024 is 1.2 M€.
Yes, ABCM ASSURANCES generated a net profit of 114 k€ in 2024.
The headquarters of ABCM ASSURANCES is located in ANNEMASSE (74100), in the department Haute-Savoie.
The tax return of ABCM ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ABCM ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.