Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

A2M ASSURANCES : revenue, balance sheet and financial ratios

A2M ASSURANCES is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE MANS (72100), this company of category PME shows in 2022 a net income positive of 28 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - A2M ASSURANCES (SIREN 814668737)
Indicator 2022
Revenue N/C
Net income 27 990 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, A2M ASSURANCES generates positive net income of 28 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

27 990 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.425%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

94.318%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.6%

Solvency indicators evolution
A2M ASSURANCES

Sector positioning

Debt ratio
2.42 2022
2022
Q1: 0.03
Med: 12.59
Q3: 62.99
Good

In 2022, the debt ratio of A2M ASSURANCES (2.42) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
94.32% 2022
2022
Q1: 17.63%
Med: 47.05%
Q3: 73.71%
Excellent

In 2022, the financial autonomy of A2M ASSURANCES (94.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 312.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

312.072

Liquidity indicators evolution
A2M ASSURANCES

Sector positioning

Liquidity ratio
312.07 2022
2022
Q1: 118.8
Med: 232.85
Q3: 512.2
Good

In 2022, the liquidity ratio of A2M ASSURANCES (312.07) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of A2M ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of A2M ASSURANCES is estimated at 56 334 € (range 26 647€ - 257 218€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
26k€ 56k€ 257k€
56 334 € Range: 26 647€ - 257 218€
NAF 5 all-time

Valuation method used

Net Income Multiple
27 990 € × 2.0x = 56 335 €
Range: 26 647€ - 257 218€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare A2M ASSURANCES with other companies in the same sector:

Frequently asked questions about A2M ASSURANCES

What is the revenue of A2M ASSURANCES ?

The revenue of A2M ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is A2M ASSURANCES profitable?

Yes, A2M ASSURANCES generated a net profit of 28 k€ in 2022.

Where is the headquarters of A2M ASSURANCES ?

The headquarters of A2M ASSURANCES is located in LE MANS (72100), in the department Sarthe.

Where to find the tax return of A2M ASSURANCES ?

The tax return of A2M ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does A2M ASSURANCES operate?

A2M ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.