SIREN : 827440686
4F PATRIMOINE is a French company founded 9 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in BEAUMONT-SUR-LEZE (31870), this company of category PME shows in 2022 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 |
|---|---|---|---|---|
| Revenue | 9 968 € | 9 644 € | 3 200 € | N/C |
| Net income | -4 444 € | 1 829 € | 290 € | -1 046 € |
| EBITDA | 5 260 € | 2 343 € | 1 424 € | -1 046 € |
| Net margin | -44.6% | 19.0% | 9.1% | N/C |
In 2022, 4F PATRIMOINE achieves revenue of 10 k€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +46.0%. Vs 2020: +3%. After deducting consumption (0 €), gross margin stands at 10 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 52.8% of revenue. Positive scissor effect: EBITDA margin improves by +28.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -4 k€ (-44.6% of revenue), which will impact equity.
9 968 €
9 968 €
5 260 €
-1 087 €
-4 444 €
52.8%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 19.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.37%
87.449%
19.101%
17.5
83.3%
In 2022, the debt ratio of 4F PATRIMOINE (13.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of 4F PATRIMOINE (87.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of 4F PATRIMOINE (17.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 8305.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.6x. Operating income very largely covers interest expenses: high safety margin.
8305.474
9.639
In 2022, the liquidity ratio of 4F PATRIMOINE (8305.47) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of 4F PATRIMOINE (9.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model). Overall, WCR represents 23 days of revenue, i.e. 642 € to permanently finance.
642 €
0 j
104 j
0 j
23 j
Based on 241 transactions of similar company sales in 2022, the value of 4F PATRIMOINE is estimated at 13 275 € (range 5 544€ - 31 106€). With an EBITDA of 5 260€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 241 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare 4F PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of 4F PATRIMOINE in 2022 is 10 k€.
4F PATRIMOINE recorded a net loss in 2022.
The headquarters of 4F PATRIMOINE is located in BEAUMONT-SUR-LEZE (31870), in the department Haute-Garonne.
The tax return of 4F PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
4F PATRIMOINE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.