SIREN : 401055306
4C CHALLENGES is a French company founded 31 years ago, specialized in the sector Gestion de fonds. Based in BRUZ (35170), this company of category PME shows in 2017 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 1 294 208 € | 1 174 467 € |
| Net income | 282 760 € | 196 644 € |
| EBITDA | 412 311 € | 271 642 € |
| Net margin | 21.8% | 16.7% |
In 2017, 4C CHALLENGES achieves revenue of 1.3 M€. Vs 2016, growth of +10% (1.2 M€ -> 1.3 M€). After deducting consumption (223 k€), gross margin stands at 1.1 M€, i.e. a rate of 83%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 412 k€, representing 31.9% of revenue. Positive scissor effect: EBITDA margin improves by +8.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 283 k€, i.e. 21.8% of revenue. This profit can be retained or distributed to shareholders.
1 294 208 €
1 071 546 €
412 311 €
380 807 €
282 760 €
31.9%
The debt ratio (= Financial debt / Equity x 100) stands at 64%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 22.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
63.863%
55.869%
22.616%
3.511
88.5%
In 2017, the debt ratio of 4C CHALLENGES (63.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of 4C CHALLENGES (55.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of 4C CHALLENGES (3.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 745.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.
745.587
1.806
In 2017, the liquidity ratio of 4C CHALLENGES (745.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2017, the interest coverage of 4C CHALLENGES (1.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. Excellent situation: suppliers finance 55 days of the operating cycle (retail model). Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 15 days of revenue, i.e. 53 k€ to permanently finance.
53 140 €
24 j
79 j
3 j
15 j
Based on 52 transactions of similar company sales
in 2017,
the value of 4C CHALLENGES is estimated at
1 573 621 €
(range 537 808€ - 2 520 543€).
With an EBITDA of 412 311€, the sector multiple of 4.1x is applied.
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 52 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare 4C CHALLENGES with other companies in the same sector:
The revenue of 4C CHALLENGES in 2017 is 1.3 M€.
Yes, 4C CHALLENGES generated a net profit of 283 k€ in 2017.
The headquarters of 4C CHALLENGES is located in BRUZ (35170), in the department Ille-et-Vilaine.
The tax return of 4C CHALLENGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
4C CHALLENGES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.