SIREN : 917728974
3JR FINANCES is a French company founded 3 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in LYON (69008), this company of category PME shows in 2025 a net income negative of -86€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | N/C | N/C | N/C |
| Net income | -86 € | -297 € | -180 € |
| EBITDA | -5 449 € | -4 853 € | -656 € |
| Net margin | N/C | N/C | N/C |
In 2025, 3JR FINANCES records a net loss of 86 €. This deficit will reduce equity on the balance sheet.
-5 449 €
-12 892 €
-86 €
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
0.0%
0.0%
0.0
In 2025, the debt ratio of 3JR FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of 3JR FINANCES (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of 3JR FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 5.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
5.178
0.0
In 2025, the liquidity ratio of 3JR FINANCES (5.18) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of 3JR FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Compare 3JR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of 3JR FINANCES is not publicly disclosed (confidential accounts filed with INPI).
3JR FINANCES recorded a net loss in 2025.
The headquarters of 3JR FINANCES is located in LYON (69008), in the department Rhone.
The tax return of 3JR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
3JR FINANCES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.