3J AUTO : revenue, balance sheet and financial ratios

3J AUTO is a French company founded 18 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ALLAUCH (13190), this company of category PME shows in 2019 a revenue of 2.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - 3J AUTO (SIREN 498368372)
Indicator 2020 2019 2017 2016
Revenue N/C 2 218 509 € 2 240 732 € 1 949 563 €
Net income 3 701 € 24 791 € 1 074 € -29 811 €
EBITDA N/C 44 710 € 28 695 € -4 568 €
Net margin N/C 1.1% 0.0% -1.5%

Revenue and income statement

In 2020, 3J AUTO generates positive net income of 4 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 701 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 228%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

227.785%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

22.633%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.3%

Solvency indicators evolution
3J AUTO

Sector positioning

Debt ratio
227.78 2020
2017
2019
2020
Q1: 8.93
Med: 66.63
Q3: 191.38
Average

In 2020, the debt ratio of 3J AUTO (227.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
22.63% 2020
2017
2019
2020
Q1: 13.1%
Med: 28.88%
Q3: 52.82%
Average -14 pts over 3 years

In 2020, the financial autonomy of 3J AUTO (22.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.79 years 2019
2017
2019
Q1: 0.0 years
Med: 0.52 years
Q3: 4.06 years
Average

In 2019, the repayment capacity of 3J AUTO (3.79) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 306.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

306.001

Liquidity indicators evolution
3J AUTO

Sector positioning

Liquidity ratio
306.0 2020
2017
2019
2020
Q1: 139.3
Med: 207.34
Q3: 371.51
Good +7 pts over 3 years

In 2020, the liquidity ratio of 3J AUTO (306.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
30.32x 2019
2017
2019
Q1: 0.0x
Med: 1.02x
Q3: 9.08x
Excellent

In 2019, the interest coverage of 3J AUTO (30.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 146 days. Excellent situation: suppliers finance 143 days of the operating cycle (retail model).

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

146 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
3J AUTO

Positioning of 3J AUTO in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 122 transactions of similar company sales in 2020, the value of 3J AUTO is estimated at 12 316 € (range 3 041€ - 34 450€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
122 transactions
3k€ 12k€ 34k€
12 316 € Range: 3 041€ - 34 450€
NAF 5 année 2020

Valuation method used

Net Income Multiple
3 701 € × 3.3x = 12 317 €
Range: 3 041€ - 34 451€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare 3J AUTO with other companies in the same sector:

Frequently asked questions about 3J AUTO

What is the revenue of 3J AUTO ?

The revenue of 3J AUTO in 2019 is 2.2 M€.

Is 3J AUTO profitable?

Yes, 3J AUTO generated a net profit of 4 k€ in 2020.

Where is the headquarters of 3J AUTO ?

The headquarters of 3J AUTO is located in ALLAUCH (13190), in the department Bouches-du-Rhone.

Where to find the tax return of 3J AUTO ?

The tax return of 3J AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does 3J AUTO operate?

3J AUTO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.