SIREN : 552141541
3F NORMANVIE is a French company founded 71 years ago, specialized in the sector Location de logements. Based in ROUEN (76000), this company of category GE shows in 2017 a revenue of 81.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 80 989 000 € | 79 758 000 € |
| Net income | 13 103 000 € | 9 554 000 € |
| EBITDA | 15 809 000 € | 98 590 000 € |
| Net margin | 16.2% | 12.0% |
In 2017, 3F NORMANVIE achieves revenue of 81.0 M€. Vs 2016: +2%. After deducting consumption (36.4 M€), gross margin stands at 44.6 M€, i.e. a rate of 55%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15.8 M€, representing 19.5% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -84%, reducing margin by 104.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13.1 M€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.
80 989 000 €
44 597 000 €
15 809 000 €
8 794 000 €
13 103 000 €
19.5%
The debt ratio (= Financial debt / Equity x 100) stands at 177%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 28.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
176.898%
34.402%
28.125%
17.383
69.8%
In 2017, the debt ratio of 3F NORMANVIE (176.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of 3F NORMANVIE (34.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of 3F NORMANVIE (17.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 163.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 35.8x. Operating income very largely covers interest expenses: high safety margin.
163.368
35.847
In 2017, the liquidity ratio of 3F NORMANVIE (163.37) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2017, the interest coverage of 3F NORMANVIE (35.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-45 days): operations structurally generate cash.
-10 235 390 €
0 j
0 j
0 j
-45 j
Based on 227 transactions of similar company sales in 2017, the value of 3F NORMANVIE is estimated at 64 987 907 € (range 22 021 974€ - 133 079 278€). With an EBITDA of 15 809 000€, the sector multiple of 4.4x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 227 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare 3F NORMANVIE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of 3F NORMANVIE in 2017 is 81.0 M€.
Yes, 3F NORMANVIE generated a net profit of 13.1 M€ in 2017.
The headquarters of 3F NORMANVIE is located in ROUEN (76000), in the department Seine-Maritime.
The tax return of 3F NORMANVIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
3F NORMANVIE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.