SIREN : 534480330
360 FINANCE is a French company founded 14 years ago, specialized in the sector Formation continue d'adultes. Based in PLOEMEUR (56270), this company of category PME shows in 2024 a revenue of 75 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 75 375 € | 76 403 € | 81 577 € |
| Net income | 3 772 € | 11 529 € | 13 551 € |
| EBITDA | 4 674 € | 4 035 € | 16 067 € |
| Net margin | 5.0% | 15.1% | 16.6% |
In 2024, 360 FINANCE achieves revenue of 75 k€. Activity remains stable over the period (CAGR: -3.9%). Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 75 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 6.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 5.0% of revenue. This profit can be retained or distributed to shareholders.
75 375 €
75 375 €
4 674 €
4 438 €
3 772 €
6.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 5.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.001%
96.664%
5.317%
0.0
9.2%
In 2024, the debt ratio of 360 FINANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of 360 FINANCE (96.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of 360 FINANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2983.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2983.527
0.0
In 2024, the liquidity ratio of 360 FINANCE (2983.53) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of 360 FINANCE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model). Overall, WCR represents 8 days of revenue, i.e. 2 k€ to permanently finance. Notable WCR improvement over the period (-79%), freeing up cash.
1 661 €
8 j
82 j
0 j
8 j
Based on 134 transactions of similar company sales (all years), the value of 360 FINANCE is estimated at 15 365 € (range 5 359€ - 40 963€). With an EBITDA of 4 674€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 134 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare 360 FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Formation continue d'adultes
The revenue of 360 FINANCE in 2024 is 75 k€.
Yes, 360 FINANCE generated a net profit of 4 k€ in 2024.
The headquarters of 360 FINANCE is located in PLOEMEUR (56270), in the department Morbihan.
The tax return of 360 FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
360 FINANCE operates in the sector Formation continue d'adultes (NAF code 85.59A). See the 'Sector positioning' section above to compare the company with its competitors.