Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

3 E-FORMATION : revenue, balance sheet and financial ratios

3 E-FORMATION is a French company founded 25 years ago, specialized in the sector Intermédiaires spécialisés dans le commerce d'autres produits spécifiques. Based in CHANAC (48230), this company of category PME shows in 2018 a net income negative of -10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - 3 E-FORMATION (SIREN 432611226)
Indicator 2018 2016
Revenue N/C N/C
Net income -10 355 € -788 €
EBITDA -10 311 € -788 €
Net margin N/C N/C

Revenue and income statement

In 2018, 3 E-FORMATION records a net loss of 10 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-10 311 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-10 311 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-10 355 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 235%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

234.854%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.554%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-6.462

Solvency indicators evolution
3 E-FORMATION

Sector positioning

Debt ratio
234.85 2018
2016
2018
Q1: 0.0
Med: 5.32
Q3: 47.6
Average +50 pts over 2 years

In 2018, the debt ratio of 3 E-FORMATION (234.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
11.55% 2018
2016
2018
Q1: 9.67%
Med: 35.13%
Q3: 64.11%
Average -48 pts over 2 years

In 2018, the financial autonomy of 3 E-FORMATION (11.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-6.46 years 2018
2016
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 0.91 years
Excellent

In 2018, the repayment capacity of 3 E-FORMATION (-6.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.73. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.726

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5.286

Liquidity indicators evolution
3 E-FORMATION

Sector positioning

Liquidity ratio
0.73 2018
2016
2018
Q1: 123.26
Med: 203.4
Q3: 388.73
Watch -73 pts over 2 years

In 2018, the liquidity ratio of 3 E-FORMATION (0.73) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-5.29x 2018
2016
2018
Q1: 0.0x
Med: 0.0x
Q3: 1.51x
Average

In 2018, the interest coverage of 3 E-FORMATION (-5.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of 3 E-FORMATION in its sector

Comparison with sector Intermédiaires spécialisés dans le commerce d'autres produits spécifiques

Similar companies (Intermédiaires spécialisés dans le commerce d'autres produits spécifiques)

Compare 3 E-FORMATION with other companies in the same sector:

Voir toutes les statistiques du secteur Intermédiaires spécialisés dans le commerce d'autres produits spécifiques

Frequently asked questions about 3 E-FORMATION

What is the revenue of 3 E-FORMATION ?

The revenue of 3 E-FORMATION is not publicly disclosed (confidential accounts filed with INPI).

Is 3 E-FORMATION profitable?

3 E-FORMATION recorded a net loss in 2018.

Where is the headquarters of 3 E-FORMATION ?

The headquarters of 3 E-FORMATION is located in CHANAC (48230), in the department Lozere.

Where to find the tax return of 3 E-FORMATION ?

The tax return of 3 E-FORMATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does 3 E-FORMATION operate?

3 E-FORMATION operates in the sector Intermédiaires spécialisés dans le commerce d'autres produits spécifiques (NAF code 46.18Z). See the 'Sector positioning' section above to compare the company with its competitors.