SIREN : 442424701
3 C FINANCES is a French company founded 23 years ago, specialized in the sector Promotion immobilière de logements. Based in VAULX-EN-VELIN (69120), this company of category PME shows in 2024 a net income negative of -260 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -260 014 € | 10 312 € | -7 367 € | -9 624 € | 13 730 € | -18 125 € | -6 579 € |
| EBITDA | -2 220 € | -5 118 € | 1 381 € | -6 243 € | -6 567 € | -6 128 € | -7 855 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, 3 C FINANCES records a net loss of 260 k€. This deficit will reduce equity on the balance sheet.
-2 220 €
-2 220 €
-260 014 €
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
15.552%
86.386%
5.873
In 2024, the debt ratio of 3 C FINANCES (15.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of 3 C FINANCES (86.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of 3 C FINANCES (5.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 645.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
645.397
-12397.748
In 2024, the liquidity ratio of 3 C FINANCES (645.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of 3 C FINANCES (-12397.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 128 days. Excellent situation: suppliers finance 128 days of the operating cycle (retail model).
0 €
0 j
128 j
0 j
Compare 3 C FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of 3 C FINANCES is not publicly disclosed (confidential accounts filed with INPI).
3 C FINANCES recorded a net loss in 2024.
The headquarters of 3 C FINANCES is located in VAULX-EN-VELIN (69120), in the department Rhone.
The tax return of 3 C FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
3 C FINANCES operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.