Employees: 12 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2014-06-13 (11 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75013), Paris
2MA - MA MEILLEURE ASSURANCE : revenue, balance sheet and financial ratios
2MA - MA MEILLEURE ASSURANCE is a French company
founded 11 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75013),
this company of category PME
shows in 2022 a revenue of 3.4 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - 2MA - MA MEILLEURE ASSURANCE (SIREN 802992628)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
3 394 905 €
4 177 937 €
3 606 946 €
2 429 012 €
1 514 550 €
1 386 891 €
777 726 €
Net income
401 541 €
314 293 €
209 130 €
217 952 €
190 665 €
169 599 €
102 503 €
58 818 €
84 364 €
EBITDA
N/C
N/C
311 489 €
311 773 €
279 422 €
279 832 €
131 594 €
118 288 €
139 079 €
Net margin
N/C
N/C
6.2%
5.2%
5.3%
7.0%
6.8%
4.2%
10.8%
Revenue and income statement
In 2024, 2MA - MA MEILLEURE ASSURANCE generates positive net income of 402 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 84 k€ -> 402 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
401 541 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
5.414%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
37.336%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution 2MA - MA MEILLEURE ASSURANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.03
0.052
0.014
0.019
0.037
0.032
15.441
8.878
5.414
Financial autonomy
35.577
48.623
44.1
48.561
36.251
37.339
45.055
39.939
37.336
Repayment capacity
0.0
0.0
0.0
0.0
0.0
0.001
0.454
None
None
Cash flow / Revenue
13.994%
7.304%
8.566%
6.623%
5.297%
5.334%
6.705%
None%
None%
Sector positioning
Debt ratio
5.412024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Good-9 pts over 3 years
In 2024, the debt ratio of 2MA - MA MEILLEURE ASSURANCE (5.41) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
37.34%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average-6 pts over 3 years
In 2024, the financial autonomy of 2MA - MA MEILLEURE ASSURANCE (37.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.45 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average
In 2022, the repayment capacity of 2MA - MA MEILLEURE ASSURANCE (0.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 232.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
232.366
Liquidity indicators evolution 2MA - MA MEILLEURE ASSURANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
199.218
191.469
202.132
189.989
184.345
199.699
219.636
236.271
232.366
Interest coverage
7.19
0.0
0.0
0.0
0.0
0.0
0.146
None
None
Sector positioning
Liquidity ratio
232.372024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average
In 2024, the liquidity ratio of 2MA - MA MEILLEURE ASSURANCE (232.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.15x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good
In 2022, the interest coverage of 2MA - MA MEILLEURE ASSURANCE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution 2MA - MA MEILLEURE ASSURANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
-91 616 €
-18 584 €
-99 582 €
-138 235 €
-116 504 €
-279 838 €
-241 921 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
3
1
1
0
1
0
0
0
Supplier payment term (days)
31
21
32
33
34
31
29
0
0
Positioning of 2MA - MA MEILLEURE ASSURANCE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of 2MA - MA MEILLEURE ASSURANCE is estimated at
808 169 €
(range 382 279€ - 3 690 017€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
382k€808k€3690k€
808 169 €Range: 382 279€ - 3 690 017€
NAF 5 all-time
Valuation method used
Net Income Multiple
401 541 €
×
2.0x
=808 169 €
Range: 382 280€ - 3 690 018€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare 2MA - MA MEILLEURE ASSURANCE with other companies in the same sector:
Frequently asked questions about 2MA - MA MEILLEURE ASSURANCE
What is the revenue of 2MA - MA MEILLEURE ASSURANCE ?
The revenue of 2MA - MA MEILLEURE ASSURANCE in 2022 is 3.4 M€.
Is 2MA - MA MEILLEURE ASSURANCE profitable?
Yes, 2MA - MA MEILLEURE ASSURANCE generated a net profit of 402 k€ in 2024.
Where is the headquarters of 2MA - MA MEILLEURE ASSURANCE ?
The headquarters of 2MA - MA MEILLEURE ASSURANCE is located in PARIS (75013), in the department Paris.
Where to find the tax return of 2MA - MA MEILLEURE ASSURANCE ?
The tax return of 2MA - MA MEILLEURE ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does 2MA - MA MEILLEURE ASSURANCE operate?
2MA - MA MEILLEURE ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart