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2B FINANCES : revenue, balance sheet and financial ratios

2B FINANCES is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-JUST-EN-CHAUSSEE (60130), this company of category PME shows in 2016 a revenue of 735€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - 2B FINANCES (SIREN 499048395)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C 735 €
Net income 17 255 € 31 842 € 38 821 € 37 523 € 36 398 € 70 913 € 96 844 € 91 730 € 123 897 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C -4 248 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C 16856.7%

Revenue and income statement

In 2024, 2B FINANCES generates positive net income of 17 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 124 k€ -> 17 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

17 255 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.326%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

94.286%

Solvency indicators evolution
2B FINANCES

Sector positioning

Debt ratio
5.33 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Good +13 pts over 3 years

In 2024, the debt ratio of 2B FINANCES (5.33) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
94.29% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Excellent

In 2024, the financial autonomy of 2B FINANCES (94.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 119.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

119.122

Liquidity indicators evolution
2B FINANCES

Sector positioning

Liquidity ratio
119.12 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Average -5 pts over 3 years

In 2024, the liquidity ratio of 2B FINANCES (119.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
2B FINANCES

Positioning of 2B FINANCES in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of 2B FINANCES is estimated at 25 191 € (range 16 066€ - 128 868€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
16k€ 25k€ 128k€
25 191 € Range: 16 066€ - 128 868€
NAF 5 année 2024

Valuation method used

Net Income Multiple
17 255 € × 1.5x = 25 192 €
Range: 16 067€ - 128 868€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare 2B FINANCES with other companies in the same sector:

Frequently asked questions about 2B FINANCES

What is the revenue of 2B FINANCES ?

The revenue of 2B FINANCES in 2016 is 735€.

Is 2B FINANCES profitable?

Yes, 2B FINANCES generated a net profit of 17 k€ in 2024.

Where is the headquarters of 2B FINANCES ?

The headquarters of 2B FINANCES is located in SAINT-JUST-EN-CHAUSSEE (60130), in the department Oise.

Where to find the tax return of 2B FINANCES ?

The tax return of 2B FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does 2B FINANCES operate?

2B FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.