Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

2B COURTAGE ET FINANCE : revenue, balance sheet and financial ratios

2B COURTAGE ET FINANCE is a French company founded 5 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in COGNAC (16100), this company of category PME shows in 2024 a net income positive of 46 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - 2B COURTAGE ET FINANCE (SIREN 885085563)
Indicator 2024 2023
Revenue N/C N/C
Net income 45 877 € 10 094 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, 2B COURTAGE ET FINANCE generates positive net income of 46 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 10 k€ -> 46 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

45 877 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 138%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

137.715%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

29.96%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.9%

Solvency indicators evolution
2B COURTAGE ET FINANCE

Sector positioning

Debt ratio
137.72 2024
2023
2024
Q1: 0.0
Med: 3.37
Q3: 50.52
Average +50 pts over 2 years

In 2024, the debt ratio of 2B COURTAGE ET FINANCE (137.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
29.96% 2024
2023
2024
Q1: 2.67%
Med: 40.69%
Q3: 75.63%
Average +18 pts over 2 years

In 2024, the financial autonomy of 2B COURTAGE ET FINANCE (30.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 120.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

120.327

Liquidity indicators evolution
2B COURTAGE ET FINANCE

Sector positioning

Liquidity ratio
120.33 2024
2023
2024
Q1: 139.62
Med: 325.32
Q3: 1062.61
Watch

In 2024, the liquidity ratio of 2B COURTAGE ET FINANCE (120.33) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of 2B COURTAGE ET FINANCE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of 2B COURTAGE ET FINANCE is estimated at 153 517 € (range 56 236€ - 394 657€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
56k€ 153k€ 394k€
153 517 € Range: 56 236€ - 394 657€
NAF 5 all-time

Valuation method used

Net Income Multiple
45 877 € × 3.3x = 153 518 €
Range: 56 237€ - 394 658€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare 2B COURTAGE ET FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about 2B COURTAGE ET FINANCE

What is the revenue of 2B COURTAGE ET FINANCE ?

The revenue of 2B COURTAGE ET FINANCE is not publicly disclosed (confidential accounts filed with INPI).

Is 2B COURTAGE ET FINANCE profitable?

Yes, 2B COURTAGE ET FINANCE generated a net profit of 46 k€ in 2024.

Where is the headquarters of 2B COURTAGE ET FINANCE ?

The headquarters of 2B COURTAGE ET FINANCE is located in COGNAC (16100), in the department Charente.

Where to find the tax return of 2B COURTAGE ET FINANCE ?

The tax return of 2B COURTAGE ET FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does 2B COURTAGE ET FINANCE operate?

2B COURTAGE ET FINANCE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.