SIREN : 919973115
THP PATRIMOINE is a French company founded 3 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAVERNE (67700), this company of category PME shows in 2024 a net income positive of 149 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 |
|---|---|
| Umsatz | N/C |
| Nettoergebnis | 148 655 € |
| EBITDA | -1 246 € |
| Nettomarge | N/C |
In 2024, THP PATRIMOINE generates positive net income of 149 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-1 246 €
-1 246 €
148 655 €
The debt ratio (= Financial debt / Equity x 100) stands at 156%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
156.022%
38.995%
3.481
In 2024, the debt ratio of THP PATRIMOINE (156.02) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of THP PATRIMOINE (39.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of THP PATRIMOINE (3.48) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 10285.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
10285.458
-437.239
In 2024, the liquidity ratio of THP PATRIMOINE (10285.46) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of THP PATRIMOINE (-437.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 223 days. Excellent situation: suppliers finance 223 days of the operating cycle (retail model).
0 €
0 j
223 j
0 j
Based on 193 transactions of similar company sales (all years), the value of THP PATRIMOINE is estimated at 299 193 € (range 141 524€ - 1 366 086€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare THP PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of THP PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).
Yes, THP PATRIMOINE generated a net profit of 149 k€ in 2024.
The headquarters of THP PATRIMOINE is located in SAVERNE (67700), in the department Bas-Rhin.
The tax return of THP PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
THP PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.