SIREN : 495148645
THEMA FINANCES is a French company founded 19 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in LE POULIGUEN (44510), this company of category PME shows in 2020 a revenue of 13 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Umsatz | 13 400 € | 8 310 € | N/C | N/C |
| Nettoergebnis | -22 711 € | -31 016 € | -23 613 € | -12 675 € |
| EBITDA | -4 343 € | -12 807 € | -23 614 € | -12 568 € |
| Nettomarge | -169.5% | -373.2% | N/C | N/C |
In 2020, THEMA FINANCES achieves revenue of 13 k€. Over the period 2019-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +61.3%. Vs 2019, growth of +61% (8 k€ -> 13 k€). After deducting consumption (0 €), gross margin stands at 13 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -4 k€, representing -32.4% of revenue. Positive scissor effect: EBITDA margin improves by +121.7 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -23 k€ (-169.5% of revenue), which will impact equity.
13 400 €
13 400 €
-4 343 €
-22 711 €
-22 711 €
-32.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
0.405%
0.395%
-32.403%
0.0
91.9%
In 2020, the debt ratio of THEMA FINANCES (0.41) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of THEMA FINANCES (0.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of THEMA FINANCES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 194.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
194.083
0.0
In 2020, the liquidity ratio of THEMA FINANCES (194.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of THEMA FINANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 98 days. Excellent situation: suppliers finance 98 days of the operating cycle (retail model). Overall, WCR represents 71 days of revenue, i.e. 3 k€ to permanently finance.
2 625 €
0 j
98 j
0 j
71 j
Based on 193 transactions of similar company sales in 2020, the value of THEMA FINANCES is estimated at 8 320 € (range 5 157€ - 18 434€). The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare THEMA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of THEMA FINANCES in 2020 is 13 k€.
THEMA FINANCES recorded a net loss in 2020.
The headquarters of THEMA FINANCES is located in LE POULIGUEN (44510), in the department Loire-Atlantique.
The tax return of THEMA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
THEMA FINANCES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.