SIREN : 899997670
ST INVEST is a French company founded 4 years ago, specialized in the sector Commerce de détail d'équipements automobiles. Based in SAINT-CYR-SUR-LOIRE (37540), this company of category PME shows in 2023 a net income positive of 20 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2023 | 2022 |
|---|---|---|
| Umsatz | N/C | N/C |
| Nettoergebnis | 19 608 € | 34 313 € |
| EBITDA | -3 219 € | -12 457 € |
| Nettomarge | N/C | N/C |
In 2023, ST INVEST generates positive net income of 20 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2023: 34 k€ -> 20 k€.
-3 219 €
-3 220 €
19 608 €
The debt ratio (= Financial debt / Equity x 100) stands at 957%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
956.769%
9.35%
14.935
In 2023, the debt ratio of ST INVEST (956.77) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2023, the financial autonomy of ST INVEST (9.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of ST INVEST (14.94) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 2540.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2540.696
-224.697
In 2023, the liquidity ratio of ST INVEST (2540.70) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of ST INVEST (-224.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 112 days. Excellent situation: suppliers finance 112 days of the operating cycle (retail model).
0 €
0 j
112 j
0 j
Indicative estimate only : the number of comparable transactions in this sector is limited (49 transactions). This range of 32 747€ to 135 244€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 49 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ST INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'équipements automobiles
The revenue of ST INVEST is not publicly disclosed (confidential accounts filed with INPI).
Yes, ST INVEST generated a net profit of 20 k€ in 2023.
The headquarters of ST INVEST is located in SAINT-CYR-SUR-LOIRE (37540), in the department Indre-et-Loire.
The tax return of ST INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ST INVEST operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.