SIREN : 889869608
SP INVESTISSEMENT is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in SAINT-AMAND-MONTROND (18200), this company of category ETI shows in 2024 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Umsatz | 1 007 400 € | 729 000 € | 592 000 € | 641 000 € |
| Nettoergebnis | -41 511 € | 58 € | -14 413 € | 57 977 € |
| EBITDA | -70 308 € | -185 614 € | -175 473 € | -186 536 € |
| Nettomarge | -4.1% | 0.0% | -2.4% | 9.0% |
In 2024, SP INVESTISSEMENT achieves revenue of 1.0 M€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.3%. Vs 2023, growth of +38% (729 k€ -> 1.0 M€). After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -70 k€, representing -7.0% of revenue. Positive scissor effect: EBITDA margin improves by +18.5 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -42 k€ (-4.1% of revenue), which will impact equity.
1 007 400 €
1 007 400 €
-70 308 €
-71 509 €
-41 511 €
-7.0%
The debt ratio (= Financial debt / Equity x 100) stands at 6326%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 59.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
6325.57%
1.316%
6.321%
59.342
60.4%
In 2024, the debt ratio of SP INVESTISSEMENT (6325.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SP INVESTISSEMENT (1.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SP INVESTISSEMENT (59.34) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 187.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
187.548
-292.445
In 2024, the liquidity ratio of SP INVESTISSEMENT (187.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SP INVESTISSEMENT (-292.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 92 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Overall, WCR represents 227 days of revenue, i.e. 634 k€ to permanently finance. Over 2021-2024, WCR increased by +272%, requiring additional financing.
634 279 €
92 j
104 j
0 j
227 j
Based on 62 transactions of similar company sales
in 2024,
the value of SP INVESTISSEMENT is estimated at
306 666 €
(range 158 675€ - 853 880€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SP INVESTISSEMENT with other companies in the same sector:
The revenue of SP INVESTISSEMENT in 2024 is 1.0 M€.
SP INVESTISSEMENT recorded a net loss in 2024.
The headquarters of SP INVESTISSEMENT is located in SAINT-AMAND-MONTROND (18200), in the department Cher.
The tax return of SP INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SP INVESTISSEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.