SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND : revenue, balance sheet and financial ratios

SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND is a French company founded 27 years ago, specialized in the sector Gestion de fonds. Based in LYON (69003), this company of category PME shows in 2019 a revenue of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND (SIREN 422628347)
Kennzahl 2025 2024 2023 2022 2021 2020 2019 2018 2017
Umsatz N/C N/C N/C N/C N/C N/C 110 000 € 180 000 € 220 000 €
Nettoergebnis 32 402 € 119 111 € -49 266 € 387 782 € -899 € -101 074 € -83 623 € -44 499 € -719 240 €
EBITDA -13 228 € -14 208 € -15 478 € -14 960 € -44 993 € -110 548 € -3 379 € -17 466 € -120 191 €
Nettomarge N/C N/C N/C N/C N/C N/C -76.0% -24.7% -326.9%

Umsatz und Gewinn- und Verlustrechnung

In 2025, SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND generates positive net income of 32 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2025) ?
EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit

-13 228 €

EBIT (2025) ?
EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen

-13 226 €

Nettoergebnis (2025) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

32 402 €

Chargement du compte de résultat...

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Verschuldungsgrad (2025) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

0.105%

Finanzielle Autonomie (2025) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

99.807%

Rückzahlungsfähigkeit (2025) ?
Rückzahlungsfähigkeit
Definition
Anzahl der Jahre zur Schuldenrückzahlung mit dem Cashflow.
Formel
Dettes financières / CAF
Interpretation
< 3 Jahre : Ausgezeichnet
3-5 Jahre : Angemessen
> 5 Jahre : Attention

0.035

Entwicklung der Solvenzkennzahlen
SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND

Positionnement sectoriel

Debt ratio
0.1 2025
2023
2024
2025
Q1: 0.0
Méd: 11.05
Q3: 95.39
Good

In 2025, the debt ratio of SOCIETE DE PARTICIPATIONS... (0.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
99.81% 2025
2023
2024
2025
Q1: 9.39%
Méd: 52.08%
Q3: 89.29%
Excellent

In 2025, the financial autonomy of SOCIETE DE PARTICIPATIONS... (99.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.04 years 2025
2023
2024
2025
Q1: 0.0 years
Méd: 0.12 years
Q3: 3.48 years
Good +7 pts über 3 Jahre

In 2025, the repayment capacity of SOCIETE DE PARTICIPATIONS... (0.04) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 112604.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquiditätsquote (2025) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

112604.233

Zinsdeckung (2025) ?
Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Formel
EBIT / Zinsaufwendungen
Interpretation
> 3 : Komfortabel
1.5-3 : Acceptable
< 1.5 : Risiko

-93.567

Entwicklung der Liquiditätskennzahlen
SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND

Positionnement sectoriel

Liquidity ratio
112604.23 2025
2023
2024
2025
Q1: 117.65
Méd: 590.18
Q3: 4189.62
Excellent

In 2025, the liquidity ratio of SOCIETE DE PARTICIPATIONS... (112604.23) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-93.57x 2025
2023
2024
2025
Q1: -77.28x
Méd: 0.0x
Q3: 0.0x
Average

In 2025, the interest coverage of SOCIETE DE PARTICIPATIONS... (-93.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 18 days.

Operatives Working Capital (2025) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

0 €

Kundenforderungen (2025) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

0 j

Lieferantenverbindlichkeiten (2025) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

18 j

Lagerumschlag (2025) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Entwicklung des Working Capital und der Zahlungsfristen
SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND

Positionnement de SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND dans son secteur

Vergleich mit der Branche Gestion de fonds

Bewertungsschätzung

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 42 069€ to 242 444€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
42k€ 82k€ 242k€
82 980 € Range: 42 069€ - 242 444€
NAF 5 année 2025

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND

What is the revenue of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND ?

The revenue of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND in 2019 is 110 k€.

Is SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND profitable?

Yes, SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND generated a net profit of 32 k€ in 2025.

Where is the headquarters of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND ?

The headquarters of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND is located in LYON (69003), in the department Rhone.

Where to find the tax return of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND ?

The tax return of SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND operate?

SOCIETE DE PARTICIPATIONS FINANCIERES BERTRAND operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.