SNC HABIFORBACH : revenue, balance sheet and financial ratios

SNC HABIFORBACH is a French company founded 34 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in DUNKERQUE (59140), this company of category PME shows in 2022 a revenue of 835 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - SNC HABIFORBACH (SIREN 382677151)
Kennzahl 2022 2021 2020 2018 2017 2016
Umsatz 835 419 € 779 994 € 621 516 € 923 771 € 983 246 € 986 928 €
Nettoergebnis -23 811 € -49 229 € -74 153 € -24 698 € 24 815 € 29 368 €
EBITDA 16 495 € -21 352 € -57 576 € -2 788 € 41 253 € 49 272 €
Nettomarge -2.9% -6.3% -11.9% -2.7% 2.5% 3.0%

Umsatz und Gewinn- und Verlustrechnung

In 2022, SNC HABIFORBACH achieves revenue of 835 k€. Activity remains stable over the period (CAGR: -2.7%). Vs 2021: +7%. After deducting consumption (537 k€), gross margin stands at 298 k€, i.e. a rate of 36%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 2.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -24 k€ (-2.9% of revenue), which will impact equity.

Umsatz (2022) ?
Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion

835 419 €

Bruttomarge (2022) ?
Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz

298 062 €

EBITDA (2022) ?
EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit

16 495 €

EBIT (2022) ?
EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen

-9 595 €

Nettoergebnis (2022) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

-23 811 €

EBITDA-Marge (2022) ?
EBITDA-Marge
Definition
Misst die operative Rentabilität des Unternehmens.
Formel
(EBE / CA) x 100
Interpretation
> 10% : Gute Rentabilität
5-10% : Durchschnitt
< 5% : Faible

2.0%

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at -124%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -237%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 348.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Verschuldungsgrad (2022) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

-123.762%

Finanzielle Autonomie (2022) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

-236.849%

Cashflow / Umsatz (2022) ?
Cashflow / Umsatz
Definition
Capacité d'autofinancement rapportée au chiffre d'affaires.
Formel
(CAF / CA) x 100
Interpretation
Je höher das Verhältnis, desto mehr Liquidität generiert das Unternehmen

0.272%

Rückzahlungsfähigkeit (2022) ?
Rückzahlungsfähigkeit
Definition
Anzahl der Jahre zur Schuldenrückzahlung mit dem Cashflow.
Formel
Dettes financières / CAF
Interpretation
< 3 Jahre : Ausgezeichnet
3-5 Jahre : Angemessen
> 5 Jahre : Attention

348.323

Anlagenaltersquote (2022) ?
Anlagenaltersquote
Definition
Misst den Abnutzungsgrad des Sachanlagevermögens.
Formel
Kumulierte Abschreibungen / Bruttoanlagevermögen x 100
Interpretation
< 50% : Neue Anlagen
50-70% : Normale Abnutzung
> 70% : Alternde Anlagen

39.6%

Entwicklung der Solvenzkennzahlen
SNC HABIFORBACH

Positionnement sectoriel

Debt ratio
-123.76 2022
2020
2021
2022
Q1: 1.31
Méd: 38.04
Q3: 125.5
Excellent

In 2022, the debt ratio of SNC HABIFORBACH (-123.76) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-236.85% 2022
2020
2021
2022
Q1: 12.92%
Méd: 35.59%
Q3: 59.39%
Watch

In 2022, the financial autonomy of SNC HABIFORBACH (-236.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
348.32 years 2022
2020
2021
2022
Q1: 0.0 years
Méd: 0.48 years
Q3: 3.26 years
Watch +54 pts über 3 Jahre

In 2022, the repayment capacity of SNC HABIFORBACH (348.32) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 97.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 88.6x. Operating income very largely covers interest expenses: high safety margin.

Liquiditätsquote (2022) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

97.685

Zinsdeckung (2022) ?
Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Formel
EBIT / Zinsaufwendungen
Interpretation
> 3 : Komfortabel
1.5-3 : Acceptable
< 1.5 : Risiko

88.584

Entwicklung der Liquiditätskennzahlen
SNC HABIFORBACH

Positionnement sectoriel

Liquidity ratio
97.69 2022
2020
2021
2022
Q1: 118.94
Méd: 209.07
Q3: 369.86
Watch +10 pts über 3 Jahre

In 2022, the liquidity ratio of SNC HABIFORBACH (97.69) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
88.58x 2022
2020
2021
2022
Q1: 0.0x
Méd: 0.32x
Q3: 3.45x
Excellent +50 pts über 3 Jahre

In 2022, the interest coverage of SNC HABIFORBACH (88.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Overall, WCR represents 33 days of revenue, i.e. 77 k€ to permanently finance.

Operatives Working Capital (2022) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

76 800 €

Kundenforderungen (2022) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

0 j

Lieferantenverbindlichkeiten (2022) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

35 j

Lagerumschlag (2022) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Working Capital in Umsatztagen (2022) ?
Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management

33 j

Entwicklung des Working Capital und der Zahlungsfristen
SNC HABIFORBACH

Positionnement de SNC HABIFORBACH dans son secteur

Vergleich mit der Branche Commerce de détail d'habillement en magasin spécialisé

Bewertungsschätzung

Based on 75 transactions of similar company sales in 2022, the value of SNC HABIFORBACH is estimated at 189 715 € (range 75 200€ - 346 958€). With an EBITDA of 16 495€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.52x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
75 tx
75k€ 189k€ 346k€
189 715 € Range: 75 200€ - 346 958€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
16 495 € × 2.5x
Estimation 41 787 €
22 174€ - 92 567€
Revenue Multiple 30%
835 419 € × 0.52x
Estimation 436 262 €
163 580€ - 770 944€

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 75 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare SNC HABIFORBACH with other companies in the same sector:

Frequently asked questions about SNC HABIFORBACH

What is the revenue of SNC HABIFORBACH ?

The revenue of SNC HABIFORBACH in 2022 is 835 k€.

Is SNC HABIFORBACH profitable?

SNC HABIFORBACH recorded a net loss in 2022.

Where is the headquarters of SNC HABIFORBACH ?

The headquarters of SNC HABIFORBACH is located in DUNKERQUE (59140), in the department Nord.

Where to find the tax return of SNC HABIFORBACH ?

The tax return of SNC HABIFORBACH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SNC HABIFORBACH operate?

SNC HABIFORBACH operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.