SIREN : 539927343
PISSARD BERNARD is a French company founded 14 years ago, specialized in the sector Travaux de peinture et vitrerie. Based in SALLANCHES (74700), this company of category PME shows in 2021 a revenue of 332 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Umsatz | 332 080 € | 328 659 € | 323 960 € | 236 956 € | 236 235 € | 346 469 € |
| Nettoergebnis | 103 063 € | 91 865 € | 93 343 € | -42 220 € | -34 401 € | 62 255 € |
| EBITDA | 135 113 € | 120 235 € | 99 017 € | -40 729 € | -33 882 € | 91 132 € |
| Nettomarge | 31.0% | 28.0% | 28.8% | -17.8% | -14.6% | 18.0% |
In 2021, PISSARD BERNARD achieves revenue of 332 k€. Activity remains stable over the period (CAGR: -0.8%). Vs 2020: +1%. After deducting consumption (37 k€), gross margin stands at 295 k€, i.e. a rate of 89%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 135 k€, representing 40.7% of revenue. Positive scissor effect: EBITDA margin improves by +4.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 103 k€, i.e. 31.0% of revenue. This profit can be retained or distributed to shareholders.
332 080 €
295 395 €
135 113 €
137 283 €
103 063 €
40.7%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 31.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.74%
0.676%
31.387%
0.018
6.6%
In 2021, the debt ratio of PISSARD BERNARD (0.74) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of PISSARD BERNARD (0.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of PISSARD BERNARD (0.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1215.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
1215.129
0.182
In 2021, the liquidity ratio of PISSARD BERNARD (1215.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of PISSARD BERNARD (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 1 days of revenue, i.e. 1 k€ to permanently finance. Notable WCR improvement over the period (-89%), freeing up cash.
1 142 €
17 j
19 j
1 j
1 j
Based on 88 transactions of similar company sales
(all years),
the value of PISSARD BERNARD is estimated at
262 757 €
(range 85 304€ - 466 053€).
With an EBITDA of 135 113€, the sector multiple of 2.7x is applied.
The price/revenue ratio is 0.18x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PISSARD BERNARD with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de peinture et vitrerie
The revenue of PISSARD BERNARD in 2021 is 332 k€.
Yes, PISSARD BERNARD generated a net profit of 103 k€ in 2021.
The headquarters of PISSARD BERNARD is located in SALLANCHES (74700), in the department Haute-Savoie.
The tax return of PISSARD BERNARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PISSARD BERNARD operates in the sector Travaux de peinture et vitrerie (NAF code 43.34Z). See the 'Sector positioning' section above to compare the company with its competitors.