SIREN : 841598170
PAT'INVEST is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in LA MURE (38350), this company of category PME shows in 2024 a revenue of 28 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Umsatz | 28 008 € | 37 008 € | 56 508 € | 56 508 € | 40 008 € | 40 008 € |
| Nettoergebnis | 7 740 € | 27 216 € | 11 000 € | 915 € | 36 080 € | 4 390 € |
| EBITDA | 12 996 € | 20 988 € | 11 447 € | 1 967 € | 18 300 € | 7 137 € |
| Nettomarge | 27.6% | 73.5% | 19.5% | 1.6% | 90.2% | 11.0% |
In 2024, PAT'INVEST achieves revenue of 28 k€. Revenue is declining over the period 2019-2024 (CAGR: -6.9%). Significant drop of -24% vs 2023. After deducting consumption (0 €), gross margin stands at 28 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 46.4% of revenue. Warning negative scissor effect: despite revenue change (-24%), EBITDA varies by -38%, reducing margin by 10.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 27.6% of revenue. This profit can be retained or distributed to shareholders.
28 008 €
28 008 €
12 996 €
12 153 €
7 740 €
46.4%
The debt ratio (= Financial debt / Equity x 100) stands at 69%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 30.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
69.171%
34.507%
30.595%
7.05
In 2024, the debt ratio of PAT'INVEST (69.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PAT'INVEST (34.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PAT'INVEST (7.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 91.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 20.8x. Operating income very largely covers interest expenses: high safety margin.
91.78
20.799
In 2024, the liquidity ratio of PAT'INVEST (91.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PAT'INVEST (20.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days. WCR is negative (-280 days): operations structurally generate cash. Notable WCR improvement over the period (-179%), freeing up cash.
-21 746 €
0 j
9 j
0 j
-280 j
Based on 62 transactions of similar company sales
in 2024,
the value of PAT'INVEST is estimated at
45 175 €
(range 14 268€ - 99 970€).
With an EBITDA of 12 996€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAT'INVEST with other companies in the same sector:
The revenue of PAT'INVEST in 2024 is 28 k€.
Yes, PAT'INVEST generated a net profit of 8 k€ in 2024.
The headquarters of PAT'INVEST is located in LA MURE (38350), in the department Isere.
The tax return of PAT'INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAT'INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.