SIREN : 884962069
NERMINE & HOUYAME is a French company founded 5 years ago, specialized in the sector Commerce d'alimentation générale. Based in SOMAIN (59490), this company of category PME shows in 2022 a revenue of 150 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2022 | 2021 |
|---|---|---|
| Umsatz | 150 272 € | 130 257 € |
| Nettoergebnis | 5 679 € | 1 846 € |
| EBITDA | 8 123 € | 2 794 € |
| Nettomarge | 3.8% | 1.4% |
In 2022, NERMINE & HOUYAME achieves revenue of 150 k€. Vs 2021, growth of +15% (130 k€ -> 150 k€). After deducting consumption (108 k€), gross margin stands at 42 k€, i.e. a rate of 28%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 5.4% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.
150 272 €
42 337 €
8 123 €
7 388 €
5 679 €
5.4%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
10.416%
2.623%
4.268%
0.0
48.3%
In 2022, the debt ratio of NERMINE & HOUYAME (10.42) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of NERMINE & HOUYAME (2.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of NERMINE & HOUYAME (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 120.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.
120.015
1.133
In 2022, the liquidity ratio of NERMINE & HOUYAME (120.02) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of NERMINE & HOUYAME (1.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Inventory turnover is 21 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 9 days of revenue, i.e. 4 k€ to permanently finance.
3 595 €
0 j
5 j
21 j
9 j
Based on 265 transactions of similar company sales in 2022, the value of NERMINE & HOUYAME is estimated at 43 929 € (range 23 419€ - 79 209€). With an EBITDA of 8 123€, the sector multiple of 5.8x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 265 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare NERMINE & HOUYAME with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'alimentation générale
The revenue of NERMINE & HOUYAME in 2022 is 150 k€.
Yes, NERMINE & HOUYAME generated a net profit of 6 k€ in 2022.
The headquarters of NERMINE & HOUYAME is located in SOMAIN (59490), in the department Nord.
The tax return of NERMINE & HOUYAME is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
NERMINE & HOUYAME operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.