SIREN : 509819090
JR FINANCES is a French company founded 17 years ago, specialized in the sector Activités des sièges sociaux. Based in LYON (69002), this company of category PME shows in 2024 a revenue of 82 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 |
|---|---|---|
| Umsatz | 82 000 € | 84 000 € |
| Nettoergebnis | 71 075 € | 80 833 € |
| EBITDA | 49 631 € | 53 696 € |
| Nettomarge | 86.7% | 96.2% |
In 2024, JR FINANCES achieves revenue of 82 k€. Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 82 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 60.5% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -8%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 71 k€, i.e. 86.7% of revenue. This profit can be retained or distributed to shareholders.
82 000 €
82 000 €
49 631 €
49 633 €
71 075 €
60.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 87.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
94.542%
87.134%
0.0
In 2024, the debt ratio of JR FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of JR FINANCES (94.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of JR FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 458.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
458.652
0.0
In 2024, the liquidity ratio of JR FINANCES (458.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of JR FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 189 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 189 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 403 days of revenue, i.e. 92 k€ to permanently finance.
91 780 €
189 j
0 j
0 j
403 j
Based on 103 transactions of similar company sales in 2024, the value of JR FINANCES is estimated at 269 299 € (range 72 327€ - 589 239€). With an EBITDA of 49 631€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of JR FINANCES in 2024 is 82 k€.
Yes, JR FINANCES generated a net profit of 71 k€ in 2024.
The headquarters of JR FINANCES is located in LYON (69002), in the department Rhone.
The tax return of JR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JR FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.