SIREN : 454047663
IRIS COURTAGE is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category PME shows in 2017 a revenue of 243 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2017 |
|---|---|
| Umsatz | 243 473 € |
| Nettoergebnis | 168 001 € |
| EBITDA | 238 567 € |
| Nettomarge | 69.0% |
In 2017, IRIS COURTAGE achieves revenue of 243 k€. After deducting consumption (0 €), gross margin stands at 243 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 239 k€, representing 98.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 168 k€, i.e. 69.0% of revenue. This profit can be retained or distributed to shareholders.
243 473 €
243 473 €
238 567 €
238 567 €
168 001 €
98.0%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 69.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6.798%
82.204%
69.002%
0.086
In 2017, the debt ratio of IRIS COURTAGE (6.80) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2017, the financial autonomy of IRIS COURTAGE (82.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2017, the repayment capacity of IRIS COURTAGE (0.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 809.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
809.632
0.0
In 2017, the liquidity ratio of IRIS COURTAGE (809.63) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2017, the interest coverage of IRIS COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 75 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 145 days. Excellent situation: suppliers finance 70 days of the operating cycle (retail model). Overall, WCR represents 46 days of revenue, i.e. 31 k€ to permanently finance.
31 133 €
75 j
145 j
0 j
46 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 132 552€ to 1 035 248€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare IRIS COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of IRIS COURTAGE in 2017 is 243 k€.
Yes, IRIS COURTAGE generated a net profit of 168 k€ in 2017.
The headquarters of IRIS COURTAGE is located in PARIS (75008), in the department Paris.
The tax return of IRIS COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
IRIS COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.