SIREN : 802979138
FJ BLANC FINANCE is a French company founded 11 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in MARSEILLE (13012), this company of category PME shows in 2024 a revenue of 444 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 |
|---|---|
| Umsatz | 444 000 € |
| Nettoergebnis | 1 257 376 € |
| EBITDA | 3 922 € |
| Nettomarge | 283.2% |
In 2024, FJ BLANC FINANCE achieves revenue of 444 k€. After deducting consumption (0 €), gross margin stands at 444 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 0.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 283.2% of revenue. This profit can be retained or distributed to shareholders.
444 000 €
444 000 €
3 922 €
7 038 €
1 257 376 €
0.9%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 280.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
20.889%
81.065%
280.177%
0.775
In 2024, the debt ratio of FJ BLANC FINANCE (20.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FJ BLANC FINANCE (81.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FJ BLANC FINANCE (0.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2124.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 651.5x. Operating income very largely covers interest expenses: high safety margin.
2124.713
651.479
In 2024, the liquidity ratio of FJ BLANC FINANCE (2124.71) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FJ BLANC FINANCE (651.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 277 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 50 days. The gap of 227 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1563 days of revenue, i.e. 1.9 M€ to permanently finance.
1 928 203 €
277 j
50 j
0 j
1563 j
Based on 169 transactions of similar company sales in 2024, the value of FJ BLANC FINANCE is estimated at 1 832 059 € (range 559 199€ - 3 329 050€). With an EBITDA of 3 922€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FJ BLANC FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of FJ BLANC FINANCE in 2024 is 444 k€.
Yes, FJ BLANC FINANCE generated a net profit of 1.3 M€ in 2024.
The headquarters of FJ BLANC FINANCE is located in MARSEILLE (13012), in the department Bouches-du-Rhone.
The tax return of FJ BLANC FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FJ BLANC FINANCE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.