SIREN : 438456022
FINANCIERE FCL is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in SAVIGNEUX (42600), this company of category PME shows in 2024 a revenue of 254 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Umsatz | 253 500 € | 261 650 € | 244 000 € | 236 000 € | 214 000 € | 222 000 € | 196 000 € | 264 873 € |
| Nettoergebnis | 100 424 € | 11 072 € | 113 717 € | 10 133 € | 8 650 € | 9 705 € | 76 403 € | 10 839 € |
| EBITDA | 1 569 € | 13 031 € | 11 158 € | 11 923 € | 10 176 € | 11 888 € | 13 442 € | 12 021 € |
| Nettomarge | 39.6% | 4.2% | 46.6% | 4.3% | 4.0% | 4.4% | 39.0% | 4.1% |
In 2024, FINANCIERE FCL achieves revenue of 254 k€. Activity remains stable over the period (CAGR: -0.5%). Slight decline of -3% vs 2023. After deducting consumption (0 €), gross margin stands at 254 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 0.6% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -88%, reducing margin by 4.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 100 k€, i.e. 39.6% of revenue. This profit can be retained or distributed to shareholders.
253 500 €
253 500 €
1 569 €
1 565 €
100 424 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 44%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 39.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
43.506%
65.846%
39.615%
1.52
In 2024, the debt ratio of FINANCIERE FCL (43.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE FCL (65.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE FCL (1.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1179.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.8x. Operating income very largely covers interest expenses: high safety margin.
1179.069
5.8
In 2024, the liquidity ratio of FINANCIERE FCL (1179.07) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE FCL (5.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 140 days. Excellent situation: suppliers finance 77 days of the operating cycle (retail model). Overall, WCR represents 95 days of revenue, i.e. 67 k€ to permanently finance.
67 200 €
63 j
140 j
0 j
95 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE FCL is estimated at
175 366 €
(range 55 298€ - 367 032€).
With an EBITDA of 1 569€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE FCL with other companies in the same sector:
The revenue of FINANCIERE FCL in 2024 is 254 k€.
Yes, FINANCIERE FCL generated a net profit of 100 k€ in 2024.
The headquarters of FINANCIERE FCL is located in SAVIGNEUX (42600), in the department Loire.
The tax return of FINANCIERE FCL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE FCL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.