Mitarbeiter: 00 (2023.0)Rechtsform: SCA (commandite par actions)Größe: PMEGründungsdatum: 2012-10-12 (13 Jahre)Status: AktivBranche: Conseil pour les affaires et autres conseils de gestionStandort: ORCHIES (59310), Nord
FINANCIERE CLEVAL : revenue, balance sheet and financial ratios
FINANCIERE CLEVAL is a French company
founded 13 years ago,
specialized in the sector Conseil pour les affaires et autres conseils de gestion.
Based in ORCHIES (59310),
this company of category PME
shows in 2024 a revenue of 77 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, FINANCIERE CLEVAL achieves revenue of 77 k€. Revenue is declining over the period 2016-2024 (CAGR: -6.4%). Significant drop of -41% vs 2021. After deducting consumption (0 €), gross margin stands at 77 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 22.3% of revenue. Warning negative scissor effect: despite revenue change (-41%), EBITDA varies by -80%, reducing margin by 43.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -48 k€ (-62.0% of revenue), which will impact equity.
Umsatz (2024)
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Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion
76 846 €
Bruttomarge (2024)
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Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz
76 846 €
EBITDA (2024)
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EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit
17 150 €
EBIT (2024)
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EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen
14 823 €
Nettoergebnis (2024)
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Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Le compte de résultat détaillé n'est pas disponible pour cette entreprise (liasse simplifiée ou données confidentielles).
Évolution graphique
Anzeigen :
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Aktiva
Chargement des données...
Poste
Brutto
Abschr.
Netto
%
Entwicklung
Données de bilan actif non disponibles pour cette entreprise
Passiva
Chargement des données...
Poste
Jahr
%
Entwicklung
Données de bilan passif non disponibles pour cette entreprise
Solvenz- und Verschuldungskennzahlen
The debt ratio (= Financial debt / Equity x 100) stands at 63%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Verschuldungsgrad (2024)
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Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible 50-100% : Moderat > 100% : Hoch
62.668%
Finanzielle Autonomie (2024)
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Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Entwicklung der Solvenzkennzahlen FINANCIERE CLEVAL
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Kennzahl
2016
2017
2018
2019
2020
2021
2024
Verschuldungsgrad
328.075
299.434
298.835
326.69
7477.626
104.525
62.668
Finanzielle Autonomie
20.455
23.143
22.777
20.457
1.185
41.301
59.809
Rückzahlungsfähigkeit
1.591
3.616
2.764
2.627
-60.311
3.37
-249.683
Cashflow / Umsatz
70.924%
42.988%
51.056%
44.042%
-8.948%
59.417%
-3.394%
Positionnement sectoriel
Debt ratio
62.672024
2020
2021
2024
Q1: 0.0
Méd: 4.0
Q3: 41.75
Average
In 2024, the debt ratio of FINANCIERE CLEVAL (62.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
59.81%2024
2020
2021
2024
Q1: 4.27%
Méd: 38.89%
Q3: 76.46%
Good+39 pts über 3 Jahre
In 2024, the financial autonomy of FINANCIERE CLEVAL (59.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
-249.68 years2024
2020
2021
2024
Q1: 0.0 years
Méd: 0.0 years
Q3: 1.1 years
Excellent
In 2024, the repayment capacity of FINANCIERE CLEVAL (-249.68) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquiditätskennzahlen
The liquidity ratio (= Current assets / Current liabilities) stands at 3647.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 107.8x. Operating income very largely covers interest expenses: high safety margin.
Liquiditätsquote (2024)
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Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut 1-1.5 : Angemessen < 1 : Risque de liquidité
3647.876
Zinsdeckung (2024)
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Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Entwicklung der Liquiditätskennzahlen FINANCIERE CLEVAL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Kennzahl
2016
2017
2018
2019
2020
2021
2024
Liquiditätsquote
1348.336
1357.869
878.52
727.495
834.816
1136.487
3647.876
Zinsdeckung
2.421
8.304
4.799
7.409
160.285
4.061
107.808
Positionnement sectoriel
Liquidity ratio
3647.882024
2020
2021
2024
Q1: 138.89
Méd: 313.79
Q3: 966.61
Excellent
In 2024, the liquidity ratio of FINANCIERE CLEVAL (3647.88) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
107.81x2024
2020
2021
2024
Q1: 0.0x
Méd: 0.0x
Q3: 0.27x
Excellent
In 2024, the interest coverage of FINANCIERE CLEVAL (107.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Umlaufvermögensbedarf und Zahlungsfristen
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 200 days. Excellent situation: suppliers finance 170 days of the operating cycle (retail model). Overall, WCR represents 6124 days of revenue, i.e. 1.3 M€ to permanently finance. Over 2016-2024, WCR increased by +735%, requiring additional financing.
Operatives Working Capital (2024)
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Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität
200 j
Lagerumschlag (2024)
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Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag
0 j
Working Capital in Umsatztagen (2024)
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Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management
6124 j
Entwicklung des Working Capital und der Zahlungsfristen FINANCIERE CLEVAL
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Kennzahl
2016
2017
2018
2019
2020
2021
2024
BFR d'exploitation
156 494 €
103 797 €
226 689 €
299 505 €
337 153 €
321 764 €
1 307 318 €
Lagerumschlag (Tage)
0
0
0
0
0
0
0
Crédit clients (jours)
15
9
21
4
14
6
30
Crédit fournisseurs (jours)
95
58
71
165
285
117
200
Positionnement de FINANCIERE CLEVAL dans son secteur
Vergleich mit der Branche Conseil pour les affaires et autres conseils de gestion
Bewertungsschätzung
Based on 69 transactions of similar company sales
in 2024,
the value of FINANCIERE CLEVAL is estimated at
64 631 €
(range 20 124€ - 94 073€).
With an EBITDA of 17 150€, the sector multiple of 4.3x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
69 tx
20k€64k€94k€
64 631 €Range: 20 124€ - 94 073€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
17 150 €×4.3x
Estimation73 031 €
14 519€ - 116 924€
Revenue Multiple30%
76 846 €×0.66x
Estimation50 634 €
29 467€ - 55 989€
Bewertungsentwicklung
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Conseil pour les affaires et autres conseils de gestion)
Compare FINANCIERE CLEVAL with other companies in the same sector:
Frequently asked questions about FINANCIERE CLEVAL
What is the revenue of FINANCIERE CLEVAL ?
The revenue of FINANCIERE CLEVAL in 2024 is 77 k€.
Is FINANCIERE CLEVAL profitable?
FINANCIERE CLEVAL recorded a net loss in 2024.
Where is the headquarters of FINANCIERE CLEVAL ?
The headquarters of FINANCIERE CLEVAL is located in ORCHIES (59310), in the department Nord.
Where to find the tax return of FINANCIERE CLEVAL ?
The tax return of FINANCIERE CLEVAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINANCIERE CLEVAL operate?
FINANCIERE CLEVAL operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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