SIREN : 383669553
ESTIVIN GROUPE HOLDING FINANCE is a French company founded 34 years ago, specialized in the sector Gestion de fonds. Based in TOURS (37000), this company of category ETI shows in 2024 a revenue of 5.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Umsatz | 5 212 992 € | 5 125 204 € | 5 047 926 € | 5 800 862 € | 6 563 973 € | 6 144 906 € | 11 137 312 € | 11 950 484 € | 6 980 000 € |
| Nettoergebnis | 870 233 € | 886 776 € | 401 783 € | 2 393 854 € | 815 969 € | 1 235 811 € | 1 492 565 € | 996 231 € | 1 176 477 € |
| EBITDA | 1 369 070 € | 1 263 310 € | 1 182 217 € | 1 344 607 € | 1 895 442 € | 1 132 468 € | 1 230 571 € | 1 488 791 € | 1 041 075 € |
| Nettomarge | 16.7% | 17.3% | 8.0% | 41.3% | 12.4% | 20.1% | 13.4% | 8.3% | 16.9% |
In 2024, ESTIVIN GROUPE HOLDING FINANCE achieves revenue of 5.2 M€. Activity remains stable over the period (CAGR: -3.6%). Vs 2023: +2%. After deducting consumption (350 k€), gross margin stands at 4.9 M€, i.e. a rate of 93%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.4 M€, representing 26.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 870 k€, i.e. 16.7% of revenue. This profit can be retained or distributed to shareholders.
5 212 992 €
4 862 940 €
1 369 070 €
189 005 €
870 233 €
26.3%
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 31.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
64.684%
57.655%
31.322%
6.076
37.7%
In 2024, the debt ratio of ESTIVIN GROUPE HOLDING FI... (64.68) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ESTIVIN GROUPE HOLDING FI... (57.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ESTIVIN GROUPE HOLDING FI... (6.08) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 718.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.3x. Operating income very largely covers interest expenses: high safety margin.
718.404
6.346
In 2024, the liquidity ratio of ESTIVIN GROUPE HOLDING FI... (718.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ESTIVIN GROUPE HOLDING FI... (6.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 81 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 266 days of revenue, i.e. 3.8 M€ to permanently finance.
3 847 449 €
81 j
81 j
3 j
266 j
Based on 62 transactions of similar company sales
in 2024,
the value of ESTIVIN GROUPE HOLDING FINANCE is estimated at
5 046 714 €
(range 1 633 035€ - 11 267 439€).
With an EBITDA of 1 369 070€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ESTIVIN GROUPE HOLDING FINANCE with other companies in the same sector:
The revenue of ESTIVIN GROUPE HOLDING FINANCE in 2024 is 5.2 M€.
Yes, ESTIVIN GROUPE HOLDING FINANCE generated a net profit of 870 k€ in 2024.
The headquarters of ESTIVIN GROUPE HOLDING FINANCE is located in TOURS (37000), in the department Indre-et-Loire.
The tax return of ESTIVIN GROUPE HOLDING FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ESTIVIN GROUPE HOLDING FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.