SIREN : 479060485
DE HEINZELIN-MIGNOT is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ROUEN (76000), this company of category PME shows in 2024 a revenue of 635 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2016 |
|---|---|---|---|---|---|---|---|
| Umsatz | 635 262 € | 652 324 € | 616 778 € | 734 580 € | 641 646 € | 656 948 € | 640 523 € |
| Nettoergebnis | -26 339 € | 52 458 € | 62 239 € | 49 903 € | 5 341 € | -14 548 € | 35 446 € |
| EBITDA | 21 566 € | 53 550 € | 72 262 € | 61 381 € | -6 744 € | -11 079 € | 43 233 € |
| Nettomarge | -4.1% | 8.0% | 10.1% | 6.8% | 0.8% | -2.2% | 5.5% |
In 2024, DE HEINZELIN-MIGNOT achieves revenue of 635 k€. Activity remains stable over the period (CAGR: -0.1%). Slight decline of -3% vs 2023. After deducting consumption (0 €), gross margin stands at 635 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 3.4% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -60%, reducing margin by 4.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -26 k€ (-4.1% of revenue), which will impact equity.
635 262 €
635 262 €
21 566 €
32 293 €
-26 339 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory.
135.05%
31.555%
-6.825%
-5.463
40.8%
In 2024, the debt ratio of DE HEINZELIN-MIGNOT (135.05) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of DE HEINZELIN-MIGNOT (31.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of DE HEINZELIN-MIGNOT (-5.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 107.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.6x. Operating income very largely covers interest expenses: high safety margin.
107.475
7.637
In 2024, the liquidity ratio of DE HEINZELIN-MIGNOT (107.47) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of DE HEINZELIN-MIGNOT (7.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 138 days. Excellent situation: suppliers finance 138 days of the operating cycle (retail model). Overall, WCR represents 78 days of revenue, i.e. 138 k€ to permanently finance. Notable WCR improvement over the period (-34%), freeing up cash.
138 360 €
0 j
138 j
0 j
78 j
Based on 193 transactions of similar company sales (all years), the value of DE HEINZELIN-MIGNOT is estimated at 250 355 € (range 69 480€ - 518 560€). With an EBITDA of 21 566€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DE HEINZELIN-MIGNOT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of DE HEINZELIN-MIGNOT in 2024 is 635 k€.
DE HEINZELIN-MIGNOT recorded a net loss in 2024.
The headquarters of DE HEINZELIN-MIGNOT is located in ROUEN (76000), in the department Seine-Maritime.
The tax return of DE HEINZELIN-MIGNOT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DE HEINZELIN-MIGNOT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.