CYBERNECARD INTERNATIONAL : revenue, balance sheet and financial ratios

CYBERNECARD INTERNATIONAL is a French company founded 30 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in HŒRDT (67720), this company of category PME shows in 2022 a revenue of 7.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - CYBERNECARD INTERNATIONAL (SIREN 402267165)
Kennzahl 2023 2022 2021 2020 2019 2018 2017 2016
Umsatz N/C 7 545 026 € N/C N/C N/C 6 617 612 € N/C 5 045 528 €
Nettoergebnis 148 830 € 173 899 € 46 140 € -293 562 € 4 180 € 12 134 € 12 893 € -62 663 €
EBITDA N/C 232 908 € N/C N/C N/C 67 919 € N/C 6 317 €
Nettomarge N/C 2.3% N/C N/C N/C 0.2% N/C -1.2%

Umsatz und Gewinn- und Verlustrechnung

In 2023, CYBERNECARD INTERNATIONAL generates positive net income of 149 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Nettoergebnis (2023) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

148 830 €

Chargement du compte de résultat...

Évolution graphique

Anzeigen :

Aktiva

Chargement des données...

Passiva

Chargement des données...

Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 257%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Verschuldungsgrad (2023) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

257.279%

Finanzielle Autonomie (2023) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

7.196%

Anlagenaltersquote (2023) ?
Anlagenaltersquote
Definition
Misst den Abnutzungsgrad des Sachanlagevermögens.
Formel
Kumulierte Abschreibungen / Bruttoanlagevermögen x 100
Interpretation
< 50% : Neue Anlagen
50-70% : Normale Abnutzung
> 70% : Alternde Anlagen

34.1%

Entwicklung der Solvenzkennzahlen
CYBERNECARD INTERNATIONAL

Positionnement sectoriel

Debt ratio
257.28 2023
2021
2022
2023
Q1: 0.0
Méd: 15.2
Q3: 61.67
Watch +51 pts über 3 Jahre

In 2023, the debt ratio of CYBERNECARD INTERNATIONAL (257.28) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
7.2% 2023
2021
2022
2023
Q1: 6.03%
Méd: 30.43%
Q3: 56.01%
Average

In 2023, the financial autonomy of CYBERNECARD INTERNATIONAL (7.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.82 years 2022
2022
Q1: 0.0 years
Méd: 0.01 years
Q3: 2.58 years
Average

In 2022, the repayment capacity of CYBERNECARD INTERNATIONAL (2.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 118.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquiditätsquote (2023) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

118.154

Entwicklung der Liquiditätskennzahlen
CYBERNECARD INTERNATIONAL

Positionnement sectoriel

Liquidity ratio
118.15 2023
2021
2022
2023
Q1: 114.16
Méd: 186.45
Q3: 349.83
Average

In 2023, the liquidity ratio of CYBERNECARD INTERNATIONAL (118.15) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.12x 2022
2022
Q1: 0.0x
Méd: 0.0x
Q3: 4.99x
Good

In 2022, the interest coverage of CYBERNECARD INTERNATIONAL (4.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operatives Working Capital (2023) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

0 €

Kundenforderungen (2023) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

0 j

Lieferantenverbindlichkeiten (2023) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

0 j

Lagerumschlag (2023) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Entwicklung des Working Capital und der Zahlungsfristen
CYBERNECARD INTERNATIONAL

Positionnement de CYBERNECARD INTERNATIONAL dans son secteur

Vergleich mit der Branche Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Bewertungsschätzung

Based on 124 transactions of similar company sales (all years), the value of CYBERNECARD INTERNATIONAL is estimated at 340 774 € (range 90 542€ - 604 508€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
124 transactions
90k€ 340k€ 604k€
340 774 € Range: 90 542€ - 604 508€
NAF 5 all-time

Valuation method used

Net Income Multiple
148 830 € × 2.3x = 340 775 €
Range: 90 543€ - 604 509€

Only this financial indicator is available for this company.

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 124 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare CYBERNECARD INTERNATIONAL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Frequently asked questions about CYBERNECARD INTERNATIONAL

What is the revenue of CYBERNECARD INTERNATIONAL ?

The revenue of CYBERNECARD INTERNATIONAL in 2022 is 7.5 M€.

Is CYBERNECARD INTERNATIONAL profitable?

Yes, CYBERNECARD INTERNATIONAL generated a net profit of 149 k€ in 2023.

Where is the headquarters of CYBERNECARD INTERNATIONAL ?

The headquarters of CYBERNECARD INTERNATIONAL is located in HŒRDT (67720), in the department Bas-Rhin.

Where to find the tax return of CYBERNECARD INTERNATIONAL ?

The tax return of CYBERNECARD INTERNATIONAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CYBERNECARD INTERNATIONAL operate?

CYBERNECARD INTERNATIONAL operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.