Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH : revenue, balance sheet and financial ratios

CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is a French company founded 3 years ago, specialized in the sector Autres intermédiations monétaires. Based in MONTROUGE (92120), this company of category GE shows in 2022 a revenue of 15 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH (SIREN 922362439)
Kennzahl 2022
Umsatz 15 300 €
Nettoergebnis 0 €
EBITDA N/C
Nettomarge 0.0%

Umsatz und Gewinn- und Verlustrechnung

In 2022, CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH achieves revenue of 15 k€. After deducting consumption (0 €), gross margin stands at 15 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Umsatz (2022) ?
Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion

15 300 €

Bruttomarge (2022) ?
Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz

15 300 €

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Verschuldungsgrad (2022) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

0.0%

Finanzielle Autonomie (2022) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

91.726%

Cashflow / Umsatz (2022) ?
Cashflow / Umsatz
Definition
Capacité d'autofinancement rapportée au chiffre d'affaires.
Formel
(CAF / CA) x 100
Interpretation
Je höher das Verhältnis, desto mehr Liquidität generiert das Unternehmen

0.0%

Entwicklung der Solvenzkennzahlen
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement sectoriel

Debt ratio
0.0 2022
2022
Q1: 0.0
Méd: 36.06
Q3: 770.46
Excellent

In 2022, the debt ratio of CREDIT AGRICOLE FINANCEME... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
91.73% 2022
2022
Q1: 5.09%
Méd: 8.52%
Q3: 43.7%
Excellent

In 2022, the financial autonomy of CREDIT AGRICOLE FINANCEME... (91.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 1112.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquiditätsquote (2022) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

1112.03

Entwicklung der Liquiditätskennzahlen
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement sectoriel

Liquidity ratio
1112.03 2022
2022
Q1: 0.0
Méd: 98.62
Q3: 341.89
Excellent

In 2022, the liquidity ratio of CREDIT AGRICOLE FINANCEME... (1112.03) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 300 days. Overall, WCR represents 107755 days of revenue, i.e. 4.6 M€ to permanently finance.

Operatives Working Capital (2022) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

4 579 596 €

Kundenforderungen (2022) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

300 j

Lieferantenverbindlichkeiten (2022) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

300 j

Lagerumschlag (2022) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Working Capital in Umsatztagen (2022) ?
Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management

107755 j

Entwicklung des Working Capital und der Zahlungsfristen
CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

Positionnement de CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH dans son secteur

Vergleich mit der Branche Autres intermédiations monétaires

Bewertungsschätzung

Based on 95 transactions of similar company sales in 2022, the value of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is estimated at 10 357 € (range 4 333€ - 16 851€). The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
95 tx
4k€ 10k€ 16k€
10 357 € Range: 4 333€ - 16 851€
Section année 2022 Aggregated at NAF section level

Valuation method used

Revenue Multiple
15 300 € × 0.68x = 10 357 €
Range: 4 334€ - 16 851€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 95 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH

What is the revenue of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The revenue of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH in 2022 is 15 k€.

Is CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH profitable?

Profitability information is not publicly available.

Where is the headquarters of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The headquarters of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is located in MONTROUGE (92120), in the department Hauts-de-Seine.

Where to find the tax return of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH ?

The tax return of CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH operate?

CREDIT AGRICOLE FINANCEMENT DE L'HABITAT SFH operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.