SIREN : 383720281
CERTEGY SAS is a French company founded 34 years ago, specialized in the sector Ingénierie, études techniques. Based in RUEIL-MALMAISON (92500), this company of category ETI shows in 2024 a revenue of 24.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Umsatz | 24 108 572 € | 23 678 000 € | 23 493 000 € | 23 493 000 € | 25 808 000 € | 25 808 216 € | 25 605 150 € | 25 297 408 € | 26 538 569 € |
| Nettoergebnis | 1 031 871 € | 2 480 000 € | 2 568 000 € | 2 568 000 € | 3 745 000 € | 3 745 108 € | 5 278 324 € | 6 117 354 € | 5 914 029 € |
| EBITDA | 12 322 501 € | 11 421 000 € | 10 653 000 € | 10 653 000 € | 12 528 000 € | 12 527 923 € | 12 809 887 € | 13 345 240 € | 14 214 975 € |
| Nettomarge | 4.3% | 10.5% | 10.9% | 10.9% | 14.5% | 14.5% | 20.6% | 24.2% | 22.3% |
In 2024, CERTEGY SAS achieves revenue of 24.1 M€. Activity remains stable over the period (CAGR: -1.2%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 24.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12.3 M€, representing 51.1% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 4.3% of revenue. This profit can be retained or distributed to shareholders.
24 108 572 €
24 108 572 €
12 322 501 €
1 705 306 €
1 031 871 €
51.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.027%
12.421%
3.775%
0.001
67.2%
In 2024, the debt ratio of CERTEGY SAS (0.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CERTEGY SAS (12.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CERTEGY SAS (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 118.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.
118.773
1.799
In 2024, the liquidity ratio of CERTEGY SAS (118.77) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of CERTEGY SAS (1.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 136 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 191 days. Excellent situation: suppliers finance 55 days of the operating cycle (retail model). Overall, WCR represents 87 days of revenue, i.e. 5.8 M€ to permanently finance. Over 2016-2024, WCR increased by +562%, requiring additional financing.
5 811 853 €
136 j
191 j
0 j
87 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 2 830 830€ to 28 648 757€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CERTEGY SAS with other companies in the same sector:
Voir toutes les statistiques du secteur Ingénierie, études techniques
The revenue of CERTEGY SAS in 2024 is 24.1 M€.
Yes, CERTEGY SAS generated a net profit of 1.0 M€ in 2024.
The headquarters of CERTEGY SAS is located in RUEIL-MALMAISON (92500), in the department Hauts-de-Seine.
The tax return of CERTEGY SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CERTEGY SAS operates in the sector Ingénierie, études techniques (NAF code 71.12B). See the 'Sector positioning' section above to compare the company with its competitors.