Mitarbeiter: 21 (2023.0)Rechtsform: SCA (commandite par actions)Größe: PMEGründungsdatum: 1989-08-07 (36 Jahre)Status: AktivBranche: Commerce de détail d'équipements automobilesStandort: BELLEGARDE-EN-FOREZ (42210), Loire
CENTR'AUTO PLAINE : revenue, balance sheet and financial ratios
CENTR'AUTO PLAINE is a French company
founded 36 years ago,
specialized in the sector Commerce de détail d'équipements automobiles.
Based in BELLEGARDE-EN-FOREZ (42210),
this company of category PME
shows in 2025 a revenue of 9.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, CENTR'AUTO PLAINE achieves revenue of 9.8 M€. Revenue is growing positively over 9 years (CAGR: +1.5%). Vs 2024: +2%. After deducting consumption (4.7 M€), gross margin stands at 5.1 M€, i.e. a rate of 52%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 53 k€, representing 0.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18 k€, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
Umsatz (2025)
?
Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion
9 795 597 €
Bruttomarge (2025)
?
Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz
5 064 029 €
EBITDA (2025)
?
EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit
53 231 €
EBIT (2025)
?
EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen
20 693 €
Nettoergebnis (2025)
?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Le compte de résultat détaillé n'est pas disponible pour cette entreprise (liasse simplifiée ou données confidentielles).
Évolution graphique
Anzeigen :
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Aktiva
Chargement des données...
Poste
Brutto
Abschr.
Netto
%
Entwicklung
Données de bilan actif non disponibles pour cette entreprise
Passiva
Chargement des données...
Poste
Jahr
%
Entwicklung
Données de bilan passif non disponibles pour cette entreprise
Solvenz- und Verschuldungskennzahlen
The debt ratio (= Financial debt / Equity x 100) stands at 40%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 62.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Verschuldungsgrad (2025)
?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible 50-100% : Moderat > 100% : Hoch
40.001%
Finanzielle Autonomie (2025)
?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Entwicklung der Solvenzkennzahlen CENTR'AUTO PLAINE
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Kennzahl
2017
2018
2019
2020
2021
2022
2023
2024
2025
Verschuldungsgrad
17.298
8.618
16.988
23.384
110.664
36.356
40.591
38.656
40.001
Finanzielle Autonomie
39.756
45.591
49.291
58.62
33.016
42.712
42.985
42.249
43.454
Rückzahlungsfähigkeit
1.322
0.648
2.619
-2.403
-85.957
9.376
12.97
9.355
62.767
Cashflow / Umsatz
2.016%
2.24%
1.178%
-1.955%
-0.253%
0.719%
0.577%
0.752%
0.115%
Positionnement sectoriel
Debt ratio
40.02025
2023
2024
2025
Q1: 1.58
Méd: 12.56
Q3: 39.97
Average+13 pts über 3 Jahre
In 2025, the debt ratio of CENTR'AUTO PLAINE (40.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
43.45%2025
2023
2024
2025
Q1: 25.05%
Méd: 52.58%
Q3: 67.47%
Average-13 pts über 3 Jahre
In 2025, the financial autonomy of CENTR'AUTO PLAINE (43.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
62.77 years2025
2023
2024
2025
Q1: 0.0 years
Méd: 0.25 years
Q3: 1.32 years
Watch+22 pts über 3 Jahre
In 2025, the repayment capacity of CENTR'AUTO PLAINE (62.77) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Liquiditätskennzahlen
The liquidity ratio (= Current assets / Current liabilities) stands at 170.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 66.5x. Operating income very largely covers interest expenses: high safety margin.
Liquiditätsquote (2025)
?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut 1-1.5 : Angemessen < 1 : Risque de liquidité
170.633
Zinsdeckung (2025)
?
Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Entwicklung der Liquiditätskennzahlen CENTR'AUTO PLAINE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Kennzahl
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquiditätsquote
156.084
170.813
203.414
300.459
300.862
219.18
202.506
183.424
170.633
Zinsdeckung
13.894
10.124
17.599
-12.802
78.206
19.894
22.82
28.028
66.518
Positionnement sectoriel
Liquidity ratio
170.632025
2023
2024
2025
Q1: 159.68
Méd: 234.08
Q3: 358.97
Average-20 pts über 3 Jahre
In 2025, the liquidity ratio of CENTR'AUTO PLAINE (170.63) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
66.52x2025
2023
2024
2025
Q1: 0.0x
Méd: 1.15x
Q3: 4.51x
Excellent
In 2025, the interest coverage of CENTR'AUTO PLAINE (66.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Umlaufvermögensbedarf und Zahlungsfristen
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). Inventory turnover is 61 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 42 days of revenue, i.e. 1.1 M€ to permanently finance.
Operatives Working Capital (2025)
?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität
47 j
Lagerumschlag (2025)
?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag
61 j
Working Capital in Umsatztagen (2025)
?
Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management
42 j
Entwicklung des Working Capital und der Zahlungsfristen CENTR'AUTO PLAINE
Visualisierung erstellt mit numbers.finance Sources : INPI & BCE - Anpassungen : Ministère de l'Économie
Kennzahl
2017
2018
2019
2020
2021
2022
2023
2024
2025
BFR d'exploitation
1 272 880 €
1 167 098 €
1 260 743 €
1 420 679 €
1 115 744 €
1 553 421 €
1 570 479 €
1 254 633 €
1 147 358 €
Lagerumschlag (Tage)
61
55
55
67
61
73
71
62
61
Crédit clients (jours)
7
6
7
4
7
7
5
6
5
Crédit fournisseurs (jours)
63
57
45
19
51
52
52
55
47
Positionnement de CENTR'AUTO PLAINE dans son secteur
Vergleich mit der Branche Commerce de détail d'équipements automobiles
Bewertungsschätzung
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions).
This range of 454 259€ to 1 519 660€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
454k€958k€1519k€
958 826 €Range: 454 259€ - 1 519 660€
NAF 5 année 2025
Bewertungsentwicklung
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail d'équipements automobiles)
Compare CENTR'AUTO PLAINE with other companies in the same sector:
Frequently asked questions about CENTR'AUTO PLAINE
What is the revenue of CENTR'AUTO PLAINE ?
The revenue of CENTR'AUTO PLAINE in 2025 is 9.8 M€.
Is CENTR'AUTO PLAINE profitable?
Yes, CENTR'AUTO PLAINE generated a net profit of 18 k€ in 2025.
Where is the headquarters of CENTR'AUTO PLAINE ?
The headquarters of CENTR'AUTO PLAINE is located in BELLEGARDE-EN-FOREZ (42210), in the department Loire.
Where to find the tax return of CENTR'AUTO PLAINE ?
The tax return of CENTR'AUTO PLAINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CENTR'AUTO PLAINE operate?
CENTR'AUTO PLAINE operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Drehen Sie Ihr Telefon ins Querformat, um das Diagramm anzuzeigen