CARS STEPA J. NOIRTIN : revenue, balance sheet and financial ratios

CARS STEPA J. NOIRTIN is a French company founded 28 years ago, specialized in the sector Transports routiers réguliers de voyageurs. Based in MARGNY-LES-COMPIEGNE (60280), this company of category PME shows in 2025 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - CARS STEPA J. NOIRTIN (SIREN 414125559)
Kennzahl 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Umsatz 2 668 962 € 2 615 172 € 2 480 245 € 2 126 640 € 1 477 347 € 1 822 650 € 2 245 140 € 2 222 876 € 2 240 999 € 2 394 787 €
Nettoergebnis 50 690 € 12 213 € -9 655 € 90 381 € -122 307 € -312 861 € 23 984 € 44 975 € -58 485 € 31 155 €
EBITDA -59 352 € -54 700 € -59 699 € 13 595 € -72 901 € -384 411 € -208 978 € -124 413 € -166 564 € -106 892 €
Nettomarge 1.9% 0.5% -0.4% 4.2% -8.3% -17.2% 1.1% 2.0% -2.6% 1.3%

Umsatz und Gewinn- und Verlustrechnung

In 2025, CARS STEPA J. NOIRTIN achieves revenue of 2.7 M€. Revenue is growing positively over 10 years (CAGR: +1.2%). Vs 2024: +2%. After deducting consumption (85 k€), gross margin stands at 2.6 M€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -59 k€, representing -2.2% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 51 k€, i.e. 1.9% of revenue. This profit can be retained or distributed to shareholders.

Umsatz (2025) ?
Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion

2 668 962 €

Bruttomarge (2025) ?
Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz

2 584 340 €

EBITDA (2025) ?
EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit

-59 352 €

EBIT (2025) ?
EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen

-77 680 €

Nettoergebnis (2025) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

50 690 €

EBITDA-Marge (2025) ?
EBITDA-Marge
Definition
Misst die operative Rentabilität des Unternehmens.
Formel
(EBE / CA) x 100
Interpretation
> 10% : Gute Rentabilität
5-10% : Durchschnitt
< 5% : Faible

-2.2%

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Verschuldungsgrad (2025) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

10.291%

Finanzielle Autonomie (2025) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

61.213%

Cashflow / Umsatz (2025) ?
Cashflow / Umsatz
Definition
Capacité d'autofinancement rapportée au chiffre d'affaires.
Formel
(CAF / CA) x 100
Interpretation
Je höher das Verhältnis, desto mehr Liquidität generiert das Unternehmen

2.012%

Rückzahlungsfähigkeit (2025) ?
Rückzahlungsfähigkeit
Definition
Anzahl der Jahre zur Schuldenrückzahlung mit dem Cashflow.
Formel
Dettes financières / CAF
Interpretation
< 3 Jahre : Ausgezeichnet
3-5 Jahre : Angemessen
> 5 Jahre : Attention

1.503

Anlagenaltersquote (2025) ?
Anlagenaltersquote
Definition
Misst den Abnutzungsgrad des Sachanlagevermögens.
Formel
Kumulierte Abschreibungen / Bruttoanlagevermögen x 100
Interpretation
< 50% : Neue Anlagen
50-70% : Normale Abnutzung
> 70% : Alternde Anlagen

22.9%

Entwicklung der Solvenzkennzahlen
CARS STEPA J. NOIRTIN

Positionnement sectoriel

Debt ratio
10.29 2025
2023
2024
2025
Q1: 3.08
Méd: 26.1
Q3: 55.74
Good -8 pts über 3 Jahre

In 2025, the debt ratio of CARS STEPA J. NOIRTIN (10.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
61.21% 2025
2023
2024
2025
Q1: 28.79%
Méd: 48.24%
Q3: 64.25%
Good -5 pts über 3 Jahre

In 2025, the financial autonomy of CARS STEPA J. NOIRTIN (61.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.5 years 2025
2023
2024
2025
Q1: 0.0 years
Méd: 0.53 years
Q3: 2.66 years
Average -37 pts über 3 Jahre

In 2025, the repayment capacity of CARS STEPA J. NOIRTIN (1.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 252.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquiditätsquote (2025) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

252.041

Zinsdeckung (2025) ?
Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Formel
EBIT / Zinsaufwendungen
Interpretation
> 3 : Komfortabel
1.5-3 : Acceptable
< 1.5 : Risiko

0.0

Entwicklung der Liquiditätskennzahlen
CARS STEPA J. NOIRTIN

Positionnement sectoriel

Liquidity ratio
252.04 2025
2023
2024
2025
Q1: 141.77
Méd: 203.92
Q3: 329.15
Good

In 2025, the liquidity ratio of CARS STEPA J. NOIRTIN (252.04) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: 0.04x
Méd: 0.86x
Q3: 8.11x
Average -15 pts über 3 Jahre

In 2025, the interest coverage of CARS STEPA J. NOIRTIN (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 54 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 39 days. The company must finance 15 days of gap between collections and payments. Inventory turnover is 23 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 65 days of revenue, i.e. 483 k€ to permanently finance.

Operatives Working Capital (2025) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

482 949 €

Kundenforderungen (2025) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

54 j

Lieferantenverbindlichkeiten (2025) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

39 j

Lagerumschlag (2025) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

23 j

Working Capital in Umsatztagen (2025) ?
Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management

65 j

Entwicklung des Working Capital und der Zahlungsfristen
CARS STEPA J. NOIRTIN

Positionnement de CARS STEPA J. NOIRTIN dans son secteur

Vergleich mit der Branche Transports routiers réguliers de voyageurs

Bewertungsschätzung

Based on 85 transactions of similar company sales (all years), the value of CARS STEPA J. NOIRTIN is estimated at 277 641 € (range 185 218€ - 618 977€). The price/revenue ratio is 0.14x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
85 tx
185k€ 277k€ 618k€
277 641 € Range: 185 218€ - 618 977€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
2 668 962 € × 0.14x
Estimation 377 094 €
283 760€ - 845 957€
Net Income Multiple 20%
50 690 € × 2.5x
Estimation 128 463 €
37 407€ - 278 509€

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers réguliers de voyageurs)

Compare CARS STEPA J. NOIRTIN with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers réguliers de voyageurs

Frequently asked questions about CARS STEPA J. NOIRTIN

What is the revenue of CARS STEPA J. NOIRTIN ?

The revenue of CARS STEPA J. NOIRTIN in 2025 is 2.7 M€.

Is CARS STEPA J. NOIRTIN profitable?

Yes, CARS STEPA J. NOIRTIN generated a net profit of 51 k€ in 2025.

Where is the headquarters of CARS STEPA J. NOIRTIN ?

The headquarters of CARS STEPA J. NOIRTIN is located in MARGNY-LES-COMPIEGNE (60280), in the department Oise.

Where to find the tax return of CARS STEPA J. NOIRTIN ?

The tax return of CARS STEPA J. NOIRTIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CARS STEPA J. NOIRTIN operate?

CARS STEPA J. NOIRTIN operates in the sector Transports routiers réguliers de voyageurs (NAF code 49.39A). See the 'Sector positioning' section above to compare the company with its competitors.