SIREN : 882731110
CAPPA COURTAGE is a French company founded 6 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NANTES (44000), this company of category PME shows in 2024 a revenue of 125 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 |
|---|---|
| Umsatz | 124 570 € |
| Nettoergebnis | 123 € |
| EBITDA | 4 388 € |
| Nettomarge | 0.1% |
In 2024, CAPPA COURTAGE achieves revenue of 125 k€. After deducting consumption (0 €), gross margin stands at 125 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 123 €, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.
124 570 €
124 570 €
4 388 €
213 €
123 €
3.5%
The debt ratio (= Financial debt / Equity x 100) stands at 31378%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
31378.049%
0.305%
3.533%
8.796
91.4%
In 2024, the debt ratio of CAPPA COURTAGE (31378.05) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of CAPPA COURTAGE (0.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CAPPA COURTAGE (8.80) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 40.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
40.087
0.0
In 2024, the liquidity ratio of CAPPA COURTAGE (40.09) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of CAPPA COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 1 days of gap between collections and payments. WCR is negative (-3 days): operations structurally generate cash.
-967 €
1 j
0 j
0 j
-3 j
Based on 193 transactions of similar company sales (all years), the value of CAPPA COURTAGE is estimated at 39 420 € (range 10 947€ - 82 066€). With an EBITDA of 4 388€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAPPA COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CAPPA COURTAGE in 2024 is 125 k€.
Yes, CAPPA COURTAGE generated a net profit of 123€ in 2024.
The headquarters of CAPPA COURTAGE is located in NANTES (44000), in the department Loire-Atlantique.
The tax return of CAPPA COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAPPA COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.