SIREN : 531870384
CAPITOL COURTAGE is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31000), this company of category PME shows in 2012 a revenue of 41 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2012 |
|---|---|
| Umsatz | 41 196 € |
| Nettoergebnis | 3 265 € |
| EBITDA | 4 280 € |
| Nettomarge | 7.9% |
In 2012, CAPITOL COURTAGE achieves revenue of 41 k€. After deducting consumption (-2 €), gross margin stands at 41 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 10.4% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.
41 196 €
41 198 €
4 280 €
3 844 €
3 265 €
10.4%
The debt ratio (= Financial debt / Equity x 100) stands at 70%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Cash flow represents 8.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
70.477%
38.465%
8.559%
0.0
46.6%
In 2012, the debt ratio of CAPITOL COURTAGE (70.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2012, the financial autonomy of CAPITOL COURTAGE (38.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2012, the repayment capacity of CAPITOL COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 175.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
175.096
0.093
In 2012, the liquidity ratio of CAPITOL COURTAGE (175.10) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2012, the interest coverage of CAPITOL COURTAGE (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. The company must finance 2 days of gap between collections and payments. WCR is negative (-124 days): operations structurally generate cash.
-14 197 €
15 j
13 j
0 j
-124 j
Based on 193 transactions of similar company sales (all years), the value of CAPITOL COURTAGE is estimated at 16 046 € (range 4 676€ - 41 806€). With an EBITDA of 4 280€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAPITOL COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CAPITOL COURTAGE in 2012 is 41 k€.
Yes, CAPITOL COURTAGE generated a net profit of 3 k€ in 2012.
The headquarters of CAPITOL COURTAGE is located in TOULOUSE (31000), in the department Haute-Garonne.
The tax return of CAPITOL COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAPITOL COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.