SIREN : 798638839
BSG AVENIR is a French company founded 12 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in GRAULHET (81300), this company of category PME shows in 2023 a revenue of 224 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Umsatz | 223 700 € | 197 000 € | 180 900 € | 202 300 € | 236 900 € | 174 300 € | 144 996 € | 145 000 € |
| Nettoergebnis | 311 248 € | 18 025 € | 11 966 € | 207 578 € | 163 614 € | 154 931 € | 153 412 € | 194 042 € |
| EBITDA | -51 454 € | 13 539 € | 3 488 € | -30 307 € | -27 842 € | -25 202 € | -22 067 € | -1 025 € |
| Nettomarge | 139.1% | 9.1% | 6.6% | 102.6% | 69.1% | 88.9% | 105.8% | 133.8% |
In 2023, BSG AVENIR achieves revenue of 224 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.4%. Vs 2022, growth of +14% (197 k€ -> 224 k€). After deducting consumption (0 €), gross margin stands at 224 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -51 k€, representing -23.0% of revenue. Warning negative scissor effect: despite revenue change (+14%), EBITDA varies by -480%, reducing margin by 29.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 311 k€, i.e. 139.1% of revenue. This profit can be retained or distributed to shareholders.
223 700 €
223 700 €
-51 454 €
-43 326 €
311 248 €
-23.0%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 135.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.775%
75.357%
135.529%
0.4
In 2023, the debt ratio of BSG AVENIR (7.78) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of BSG AVENIR (75.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of BSG AVENIR (0.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 127.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
127.877
-5.584
In 2023, the liquidity ratio of BSG AVENIR (127.88) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of BSG AVENIR (-5.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 69 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 144 days. Excellent situation: suppliers finance 75 days of the operating cycle (retail model). WCR is negative (-513 days): operations structurally generate cash. Notable WCR improvement over the period (-1080%), freeing up cash.
-318 913 €
69 j
144 j
0 j
-513 j
Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 743 688€ to 2 000 440€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BSG AVENIR with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of BSG AVENIR in 2023 is 224 k€.
Yes, BSG AVENIR generated a net profit of 311 k€ in 2023.
The headquarters of BSG AVENIR is located in GRAULHET (81300), in the department Tarn.
The tax return of BSG AVENIR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BSG AVENIR operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.