SIREN : 441195302
BG FINANCES is a French company founded 24 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LEVALLOIS-PERRET (92300), this company of category PME shows in 2024 a revenue of 3.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Umsatz | 3 238 064 € | 2 793 480 € | 2 527 802 € | 2 037 411 € | 969 703 € | 849 649 € | 786 624 € | 694 482 € |
| Nettoergebnis | 597 235 € | 1 556 365 € | 1 488 149 € | 1 431 572 € | 1 598 863 € | 259 631 € | 315 589 € | 265 030 € |
| EBITDA | 168 423 € | 186 388 € | 176 829 € | 78 900 € | -67 631 € | -9 519 € | -58 577 € | -69 472 € |
| Nettomarge | 18.4% | 55.7% | 58.9% | 70.3% | 164.9% | 30.6% | 40.1% | 38.2% |
In 2024, BG FINANCES achieves revenue of 3.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +21.2%. Vs 2023, growth of +16% (2.8 M€ -> 3.2 M€). After deducting consumption (0 €), gross margin stands at 3.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 168 k€, representing 5.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 597 k€, i.e. 18.4% of revenue. This profit can be retained or distributed to shareholders.
3 238 064 €
3 238 064 €
168 423 €
73 814 €
597 235 €
5.2%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.465%
71.227%
21.045%
1.936
52.6%
In 2024, the debt ratio of BG FINANCES (27.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BG FINANCES (71.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of BG FINANCES (1.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 557.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.1x. Financial charges are adequately covered by operations.
557.391
2.057
In 2024, the liquidity ratio of BG FINANCES (557.39) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of BG FINANCES (2.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 67 days. Favorable situation: supplier credit is longer than customer credit by 27 days. Overall, WCR represents 312 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2016-2024, WCR increased by +1813%, requiring additional financing.
2 803 386 €
40 j
67 j
0 j
312 j
Based on 173 transactions of similar company sales (all years), the value of BG FINANCES is estimated at 1 083 774 € (range 383 281€ - 2 542 241€). With an EBITDA of 168 423€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BG FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of BG FINANCES in 2024 is 3.2 M€.
Yes, BG FINANCES generated a net profit of 597 k€ in 2024.
The headquarters of BG FINANCES is located in LEVALLOIS-PERRET (92300), in the department Hauts-de-Seine.
The tax return of BG FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BG FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.