SIREN : 799662408
BAFY is a French company founded 12 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in SAINT-CHAMOND (42400), this company of category PME shows in 2019 a revenue of 225 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Umsatz | 225 101 € | 213 482 € | 215 022 € | 216 723 € |
| Nettoergebnis | 8 949 € | 3 736 € | 18 671 € | -18 668 € |
| EBITDA | 190 735 € | 178 859 € | 175 283 € | 167 907 € |
| Nettomarge | 4.0% | 1.8% | 8.7% | -8.6% |
In 2019, BAFY achieves revenue of 225 k€. Revenue is growing positively over 4 years (CAGR: +1.3%). Vs 2018: +5%. After deducting consumption (0 €), gross margin stands at 225 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 191 k€, representing 84.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 4.0% of revenue. This profit can be retained or distributed to shareholders.
225 101 €
225 101 €
190 735 €
31 001 €
8 949 €
84.7%
The debt ratio (= Financial debt / Equity x 100) stands at 3658%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 74.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3658.043%
2.642%
74.937%
6.836
75.2%
In 2019, the debt ratio of BAFY (3658.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of BAFY (2.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of BAFY (6.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 418.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.7x. Operating income very largely covers interest expenses: high safety margin.
418.81
10.734
In 2019, the liquidity ratio of BAFY (418.81) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of BAFY (10.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 98 days. Excellent situation: suppliers finance 89 days of the operating cycle (retail model). Overall, WCR represents 6 days of revenue, i.e. 4 k€ to permanently finance. Over 2016-2019, WCR increased by +846%, requiring additional financing.
3 505 €
9 j
98 j
0 j
6 j
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 49 597€ to 729 172€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BAFY with other companies in the same sector:
Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers
The revenue of BAFY in 2019 is 225 k€.
Yes, BAFY generated a net profit of 9 k€ in 2019.
The headquarters of BAFY is located in SAINT-CHAMOND (42400), in the department Loire.
The tax return of BAFY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BAFY operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.