AVIZIA : revenue, balance sheet and financial ratios

AVIZIA is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category PME shows in 2020 a revenue of 390 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - AVIZIA (SIREN 523940039)
Kennzahl 2021 2020 2018 2017 2016
Umsatz N/C 389 790 € 295 161 € 231 129 € 232 020 €
Nettoergebnis 30 989 € 24 954 € 54 255 € 36 910 € 34 172 €
EBITDA N/C 30 216 € 69 983 € 47 196 € 41 764 €
Nettomarge N/C 6.4% 18.4% 16.0% 14.7%

Umsatz und Gewinn- und Verlustrechnung

In 2021, AVIZIA generates positive net income of 31 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2021: 34 k€ -> 31 k€.

Nettoergebnis (2021) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

30 989 €

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 104%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.

Verschuldungsgrad (2021) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

104.253%

Finanzielle Autonomie (2021) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

32.889%

Anlagenaltersquote (2021) ?
Anlagenaltersquote
Definition
Misst den Abnutzungsgrad des Sachanlagevermögens.
Formel
Kumulierte Abschreibungen / Bruttoanlagevermögen x 100
Interpretation
< 50% : Neue Anlagen
50-70% : Normale Abnutzung
> 70% : Alternde Anlagen

41.8%

Entwicklung der Solvenzkennzahlen
AVIZIA

Positionnement sectoriel

Debt ratio
104.25 2021
2018
2020
2021
Q1: 0.06
Méd: 13.41
Q3: 70.61
Average +38 pts über 3 Jahre

In 2021, the debt ratio of AVIZIA (104.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.89% 2021
2018
2020
2021
Q1: 17.04%
Méd: 46.52%
Q3: 72.42%
Average -32 pts über 3 Jahre

In 2021, the financial autonomy of AVIZIA (32.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.53 years 2020
2018
2020
Q1: 0.0 years
Méd: 0.11 years
Q3: 2.33 years
Average

In 2020, the repayment capacity of AVIZIA (0.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 300.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquiditätsquote (2021) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

300.598

Entwicklung der Liquiditätskennzahlen
AVIZIA

Positionnement sectoriel

Liquidity ratio
300.6 2021
2018
2020
2021
Q1: 120.97
Méd: 222.61
Q3: 474.51
Good -7 pts über 3 Jahre

In 2021, the liquidity ratio of AVIZIA (300.60) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2020
2018
2020
Q1: 0.0x
Méd: 0.0x
Q3: 2.02x
Average

In 2020, the interest coverage of AVIZIA (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operatives Working Capital (2021) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

0 €

Kundenforderungen (2021) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

0 j

Lieferantenverbindlichkeiten (2021) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

0 j

Lagerumschlag (2021) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Entwicklung des Working Capital und der Zahlungsfristen
AVIZIA

Positionnement de AVIZIA dans son secteur

Vergleich mit der Branche Activités des agents et courtiers d'assurances

Bewertungsschätzung

Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 27 082€ to 247 836€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
27k€ 38k€ 247k€
38 224 € Range: 27 082€ - 247 836€
NAF 5 année 2021

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare AVIZIA with other companies in the same sector:

Frequently asked questions about AVIZIA

What is the revenue of AVIZIA ?

The revenue of AVIZIA in 2020 is 390 k€.

Is AVIZIA profitable?

Yes, AVIZIA generated a net profit of 31 k€ in 2021.

Where is the headquarters of AVIZIA ?

The headquarters of AVIZIA is located in PARIS (75017), in the department Paris.

Where to find the tax return of AVIZIA ?

The tax return of AVIZIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AVIZIA operate?

AVIZIA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.