AUVERGNE COMBI LOCATION : revenue, balance sheet and financial ratios

AUVERGNE COMBI LOCATION is a French company founded 8 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in MAUZUN (63160), this company of category PME shows in 2020 a revenue of 21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - AUVERGNE COMBI LOCATION (SIREN 834750846)
Kennzahl 2020 2019 2018
Umsatz 21 024 € 11 012 € 3 354 €
Nettoergebnis -85 € -5 430 € -6 320 €
EBITDA 8 333 € -6 757 € -2 985 €
Nettomarge -0.4% -49.3% -188.4%

Umsatz und Gewinn- und Verlustrechnung

In 2020, AUVERGNE COMBI LOCATION achieves revenue of 21 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +150.4%. Vs 2019, growth of +91% (11 k€ -> 21 k€). After deducting consumption (0 €), gross margin stands at 21 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 39.6% of revenue. Positive scissor effect: EBITDA margin improves by +101.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -85 € (-0.4% of revenue), which will impact equity.

Umsatz (2020) ?
Umsatz
Definition
Gesamtbetrag der Verkäufe von Waren und Dienstleistungen des Unternehmens.
Formel
Warenverkäufe + Verkaufte Produktion

21 024 €

Bruttomarge (2020) ?
Bruttomarge
Definition
Differenz zwischen Umsatz und Wareneinsatz.
Formel
Umsatz - Wareneinsatz

21 024 €

EBITDA (2020) ?
EBITDA (Betriebsergebnis vor Abschreibungen)
Definition
Ressource générée par l'activité courante, avant amortissements et charges financières.
Formel
Wertschöpfung - Personalkosten - Steuern
Interpretation
Positiv = rentable Tätigkeit

8 333 €

EBIT (2020) ?
EBIT (Betriebsergebnis)
Definition
Betriebsergebnis, einschließlich Abschreibungen und Rückstellungen.
Formel
EBITDA - Abschreibungen und Rückstellungen + Auflösungen

-7 781 €

Nettoergebnis (2020) ?
Nettoergebnis
Definition
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Formel
Ordentliches Ergebnis + Außerordentliches Ergebnis - Ertragsteuern

-85 €

EBITDA-Marge (2020) ?
EBITDA-Marge
Definition
Misst die operative Rentabilität des Unternehmens.
Formel
(EBE / CA) x 100
Interpretation
> 10% : Gute Rentabilität
5-10% : Durchschnitt
< 5% : Faible

39.6%

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Solvenz- und Verschuldungskennzahlen

The debt ratio (= Financial debt / Equity x 100) stands at 573%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 85%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 75.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Verschuldungsgrad (2020) ?
Verschuldungsgrad
Definition
Misst das Verhältnis von Schulden zu Eigenkapital.
Formel
(Finanzschulden / Eigenkapital) x 100
Interpretation
< 50% : Faible
50-100% : Moderat
> 100% : Hoch

572.938%

Finanzielle Autonomie (2020) ?
Finanzielle Autonomie
Definition
Anteil des Eigenkapitals an der Gesamtfinanzierung.
Formel
(Eigenkapital / Bilanzsumme) x 100
Interpretation
> 30% : Gute Autonomie
20-30% : Durchschnitt
< 20% : Faible

84.655%

Cashflow / Umsatz (2020) ?
Cashflow / Umsatz
Definition
Capacité d'autofinancement rapportée au chiffre d'affaires.
Formel
(CAF / CA) x 100
Interpretation
Je höher das Verhältnis, desto mehr Liquidität generiert das Unternehmen

75.656%

Rückzahlungsfähigkeit (2020) ?
Rückzahlungsfähigkeit
Definition
Anzahl der Jahre zur Schuldenrückzahlung mit dem Cashflow.
Formel
Dettes financières / CAF
Interpretation
< 3 Jahre : Ausgezeichnet
3-5 Jahre : Angemessen
> 5 Jahre : Attention

1.87

Anlagenaltersquote (2020) ?
Anlagenaltersquote
Definition
Misst den Abnutzungsgrad des Sachanlagevermögens.
Formel
Kumulierte Abschreibungen / Bruttoanlagevermögen x 100
Interpretation
< 50% : Neue Anlagen
50-70% : Normale Abnutzung
> 70% : Alternde Anlagen

72.9%

Entwicklung der Solvenzkennzahlen
AUVERGNE COMBI LOCATION

Positionnement sectoriel

Debt ratio
572.94 2020
2018
2019
2020
Q1: 8.93
Méd: 66.63
Q3: 191.38
Average +17 pts über 3 Jahre

In 2020, the debt ratio of AUVERGNE COMBI LOCATION (572.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
84.66% 2020
2018
2019
2020
Q1: 13.1%
Méd: 28.88%
Q3: 52.82%
Excellent +41 pts über 3 Jahre

In 2020, the financial autonomy of AUVERGNE COMBI LOCATION (84.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.87 years 2020
2018
2019
2020
Q1: -0.02 years
Méd: 0.52 years
Q3: 5.33 years
Average +32 pts über 3 Jahre

In 2020, the repayment capacity of AUVERGNE COMBI LOCATION (1.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquiditätskennzahlen

The liquidity ratio (= Current assets / Current liabilities) stands at 14.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.

Liquiditätsquote (2020) ?
Liquiditätsquote
Definition
Fähigkeit, kurzfristige Schulden mit dem Umlaufvermögen zu decken.
Formel
Umlaufvermögen / Kurzfristige Verbindlichkeiten
Interpretation
> 1.5 : Sehr gut
1-1.5 : Angemessen
< 1 : Risque de liquidité

14.44

Zinsdeckung (2020) ?
Zinsdeckung
Definition
Fähigkeit, Zinsaufwendungen mit dem Betriebsergebnis zu decken.
Formel
EBIT / Zinsaufwendungen
Interpretation
> 3 : Komfortabel
1.5-3 : Acceptable
< 1.5 : Risiko

2.964

Entwicklung der Liquiditätskennzahlen
AUVERGNE COMBI LOCATION

Positionnement sectoriel

Liquidity ratio
14.44 2020
2018
2019
2020
Q1: 139.3
Méd: 207.34
Q3: 371.51
Watch -71 pts über 3 Jahre

In 2020, the liquidity ratio of AUVERGNE COMBI LOCATION (14.44) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
2.96x 2020
2018
2019
2020
Q1: 0.0x
Méd: 0.35x
Q3: 7.29x
Good +34 pts über 3 Jahre

In 2020, the interest coverage of AUVERGNE COMBI LOCATION (3.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Umlaufvermögensbedarf und Zahlungsfristen

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-788 days): operations structurally generate cash. Notable WCR improvement over the period (-34%), freeing up cash.

Operatives Working Capital (2020) ?
Operatives Working Capital
Definition
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Formel
Stocks + Créances clients - Dettes fournisseurs
Interpretation
Negativ = freigesetzte Liquidität
Positiv = Finanzierungsbedarf

-46 023 €

Kundenforderungen (2020) ?
Kundenforderungen (Tage)
Definition
Durchschnittliche Zahlungsfrist für Kunden.
Formel
(Kundenforderungen / Umsatz inkl. MwSt.) x 360
Interpretation
< 45j : Gut
45-60j : Durchschnitt
> 60j : Lang

2 j

Lieferantenverbindlichkeiten (2020) ?
Lieferantenverbindlichkeiten (Tage)
Definition
Durchschnittliche Zahlungsfrist von Lieferanten.
Formel
(Lieferantenverbindlichkeiten / Einkäufe inkl. MwSt.) x 360
Interpretation
Je länger die Frist, desto besser für die Liquidität

6 j

Lagerumschlag (2020) ?
Lagerumschlag (Tage)
Definition
Durchschnittliche Lagerdauer für Waren oder Materialien.
Formel
(Vorräte / Einkaufskosten) x 360
Interpretation
Je niedriger das Verhältnis, desto schneller der Umschlag

0 j

Working Capital in Umsatztagen (2020) ?
Working Capital in Umsatztagen
Definition
Drückt den Betriebskapitalbedarf in Umsatztagen aus.
Formel
(BFR exploitation / CA) x 360
Interpretation
Je weniger Tage, desto besser das Working Capital Management

-788 j

Entwicklung des Working Capital und der Zahlungsfristen
AUVERGNE COMBI LOCATION

Positionnement de AUVERGNE COMBI LOCATION dans son secteur

Vergleich mit der Branche Commerce de voitures et de véhicules automobiles légers

Bewertungsschätzung

Based on 122 transactions of similar company sales in 2020, the value of AUVERGNE COMBI LOCATION is estimated at 11 261 € (range 2 269€ - 34 327€). With an EBITDA of 8 333€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.09x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
122 transactions
2k€ 11k€ 34k€
11 261 € Range: 2 269€ - 34 327€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
8 333 € × 2.0x
Estimation 16 932 €
2 716€ - 51 084€
Revenue Multiple 30%
21 024 € × 0.09x
Estimation 1 811 €
1 526€ - 6 400€

Bewertungsentwicklung

How is this estimate calculated?

This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare AUVERGNE COMBI LOCATION with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about AUVERGNE COMBI LOCATION

What is the revenue of AUVERGNE COMBI LOCATION ?

The revenue of AUVERGNE COMBI LOCATION in 2020 is 21 k€.

Is AUVERGNE COMBI LOCATION profitable?

AUVERGNE COMBI LOCATION recorded a net loss in 2020.

Where is the headquarters of AUVERGNE COMBI LOCATION ?

The headquarters of AUVERGNE COMBI LOCATION is located in MAUZUN (63160), in the department Puy-de-Dome.

Where to find the tax return of AUVERGNE COMBI LOCATION ?

The tax return of AUVERGNE COMBI LOCATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does AUVERGNE COMBI LOCATION operate?

AUVERGNE COMBI LOCATION operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.