SIREN : 812541357
ASSURANCE ELITE is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MONTREUIL (93100), this company of category PME shows in 2020 a revenue of 89 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2020 |
|---|---|
| Umsatz | 88 627 € |
| Nettoergebnis | 2 818 € |
| EBITDA | 3 145 € |
| Nettomarge | 3.2% |
In 2020, ASSURANCE ELITE achieves revenue of 89 k€. After deducting consumption (18 k€), gross margin stands at 71 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.
88 627 €
70 853 €
3 145 €
2 818 €
2 818 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at -194%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 140%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 3.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
-194.064%
139.745%
3.549%
0.0
60.3%
In 2020, the debt ratio of ASSURANCE ELITE (-194.06) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2020, the financial autonomy of ASSURANCE ELITE (139.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of ASSURANCE ELITE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 44.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
44.755
0.0
In 2020, the liquidity ratio of ASSURANCE ELITE (44.76) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of ASSURANCE ELITE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. Favorable situation: supplier credit is longer than customer credit by 2 days. WCR is negative (-17 days): operations structurally generate cash.
-4 185 €
0 j
2 j
0 j
-17 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 15 141€ to 48 117€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ASSURANCE ELITE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ASSURANCE ELITE in 2020 is 89 k€.
Yes, ASSURANCE ELITE generated a net profit of 3 k€ in 2020.
The headquarters of ASSURANCE ELITE is located in MONTREUIL (93100), in the department Seine-Saint-Denis.
The tax return of ASSURANCE ELITE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ASSURANCE ELITE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.