SIREN : 845152180
ARMORELLE is a French company founded 7 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in SAINT-NAZAIRE (44600), this company of category PME shows in 2023 a revenue of 904 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
| Umsatz | 904 488 € | 950 315 € | 885 293 € | 861 310 € |
| Nettoergebnis | 30 879 € | 65 565 € | 93 891 € | 29 938 € |
| EBITDA | 41 850 € | 70 571 € | 106 294 € | 38 662 € |
| Nettomarge | 3.4% | 6.9% | 10.6% | 3.5% |
In 2023, ARMORELLE achieves revenue of 904 k€. Revenue is growing positively over 4 years (CAGR: +1.6%). Slight decline of -5% vs 2022. After deducting consumption (582 k€), gross margin stands at 323 k€, i.e. a rate of 36%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 42 k€, representing 4.6% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -41%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 3.4% of revenue. This profit can be retained or distributed to shareholders.
904 488 €
322 544 €
41 850 €
39 631 €
30 879 €
4.6%
The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
82.519%
49.881%
3.211%
6.542
46.1%
In 2023, the debt ratio of ARMORELLE (82.52) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of ARMORELLE (49.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of ARMORELLE (6.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 374.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.9x. Operating income very largely covers interest expenses: high safety margin.
374.001
7.89
In 2023, the liquidity ratio of ARMORELLE (374.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of ARMORELLE (7.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Overall, WCR represents 12 days of revenue, i.e. 29 k€ to permanently finance. Over 2020-2023, WCR increased by +674%, requiring additional financing.
29 423 €
6 j
9 j
0 j
12 j
Based on 70 transactions of similar company sales
in 2023,
the value of ARMORELLE is estimated at
198 400 €
(range 101 191€ - 377 607€).
With an EBITDA of 41 850€, the sector multiple of 3.8x is applied.
The price/revenue ratio is 0.36x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ARMORELLE with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of ARMORELLE in 2023 is 904 k€.
Yes, ARMORELLE generated a net profit of 31 k€ in 2023.
The headquarters of ARMORELLE is located in SAINT-NAZAIRE (44600), in the department Loire-Atlantique.
The tax return of ARMORELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ARMORELLE operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.