SIREN : 431686179
AGJ ASSUR is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LEVALLOIS-PERRET (92300), this company of category PME shows in 2016 a revenue of 140 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2016 |
|---|---|
| Umsatz | 139 679 € |
| Nettoergebnis | 42 263 € |
| EBITDA | 55 580 € |
| Nettomarge | 30.3% |
In 2016, AGJ ASSUR achieves revenue of 140 k€. After deducting consumption (0 €), gross margin stands at 140 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 56 k€, representing 39.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 42 k€, i.e. 30.3% of revenue. This profit can be retained or distributed to shareholders.
139 679 €
139 679 €
55 580 €
54 623 €
42 263 €
39.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 30.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
97.422%
30.942%
0.0
70.8%
In 2016, the debt ratio of AGJ ASSUR (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2016, the financial autonomy of AGJ ASSUR (97.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2016, the repayment capacity of AGJ ASSUR (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 3831.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3831.131
0.0
In 2016, the liquidity ratio of AGJ ASSUR (3831.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2016, the interest coverage of AGJ ASSUR (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 29 days. Overall, WCR represents 14 days of revenue, i.e. 6 k€ to permanently finance.
5 591 €
0 j
29 j
0 j
14 j
Based on 193 transactions of similar company sales (all years), the value of AGJ ASSUR is estimated at 91 823 € (range 28 217€ - 325 969€). With an EBITDA of 55 580€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare AGJ ASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of AGJ ASSUR in 2016 is 140 k€.
Yes, AGJ ASSUR generated a net profit of 42 k€ in 2016.
The headquarters of AGJ ASSUR is located in LEVALLOIS-PERRET (92300), in the department Hauts-de-Seine.
The tax return of AGJ ASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
AGJ ASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.