SIREN : 438381048
A.G FI is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in NIMES (30900), this company of category PME shows in 2024 a revenue of 581 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Kennzahl | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Umsatz | 581 236 € | 566 255 € | 512 212 € | 517 791 € | 511 022 € | 538 031 € | 510 200 € | 544 522 € | 533 500 € |
| Nettoergebnis | 1 758 087 € | 1 316 395 € | 928 858 € | 946 120 € | 877 136 € | 657 824 € | 489 682 € | 606 093 € | -299 614 € |
| EBITDA | 92 821 € | 108 169 € | 64 931 € | 36 256 € | 51 985 € | -107 757 € | -6 159 € | 50 454 € | 30 956 € |
| Nettomarge | 302.5% | 232.5% | 181.3% | 182.7% | 171.6% | 122.3% | 96.0% | 111.3% | -56.2% |
In 2024, A.G FI achieves revenue of 581 k€. Revenue is growing positively over 9 years (CAGR: +1.1%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 581 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 93 k€, representing 16.0% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -14%, reducing margin by 3.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.8 M€, i.e. 302.5% of revenue. This profit can be retained or distributed to shareholders.
581 236 €
581 236 €
92 821 €
60 702 €
1 758 087 €
15.9%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 314.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.613%
93.421%
313.957%
0.066
29.4%
In 2024, the debt ratio of A.G FI (2.61) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of A.G FI (93.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of A.G FI (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 263.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 95.0x. Operating income very largely covers interest expenses: high safety margin.
263.22
95.04
In 2024, the liquidity ratio of A.G FI (263.22) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of A.G FI (95.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. The company must finance 10 days of gap between collections and payments. Overall, WCR represents 2 days of revenue, i.e. 4 k€ to permanently finance. Notable WCR improvement over the period (-98%), freeing up cash.
4 040 €
43 j
33 j
0 j
2 j
Based on 54 transactions of similar company sales
in 2024,
the value of A.G FI is estimated at
840 446 €
(range 429 266€ - 3 134 855€).
With an EBITDA of 92 821€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare A.G FI with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of A.G FI in 2024 is 581 k€.
Yes, A.G FI generated a net profit of 1.8 M€ in 2024.
The headquarters of A.G FI is located in NIMES (30900), in the department Gard.
The tax return of A.G FI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
A.G FI operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.